tag:blogger.com,1999:blog-59520192060092720222024-03-13T05:22:43.734-07:00SAV-ON BlogA blog that features informative insurance reports, fun event photos and other information that relate to the auto, homeowner and life insurance industry.SAV-ON Insurancehttp://www.blogger.com/profile/00548672141091310152noreply@blogger.comBlogger303125tag:blogger.com,1999:blog-5952019206009272022.post-37548223394220962302019-08-10T12:21:00.001-07:002019-08-10T12:21:50.032-07:00Our August 2019 Featured Agent Enjoys Getting to Know Her Clients and Their Families<table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="float: right; margin-left: 1em; text-align: right;"><tbody>
<tr><td style="text-align: center;"><a href="https://1.bp.blogspot.com/-a0BaPB96bOE/XU8YqNNhvQI/AAAAAAAABKs/fTIAgk6z4goljmlBVG73u0rdMw9rCCNVwCLcBGAs/s1600/Dominique-Sharteer.jpg" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" data-original-height="264" data-original-width="200" height="200" src="https://1.bp.blogspot.com/-a0BaPB96bOE/XU8YqNNhvQI/AAAAAAAABKs/fTIAgk6z4goljmlBVG73u0rdMw9rCCNVwCLcBGAs/s200/Dominique-Sharteer.jpg" width="151" /></a></td></tr>
<tr align="left"><td class="tr-caption"><span style="font-family: Arial, Helvetica, sans-serif;">Dominique Sharteer</span></td></tr>
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<span style="font-family: Arial, Helvetica, sans-serif;">With two children by the time she was 19 and a high-school dropout, Dominique Sharteer had a lot of challenges in front of her early in life. While some may have felt limited, that didn’t deter her; it made her stronger and determined to be successful.<br /><br />How she went from that difficult start for a teen mom to becoming a successful insurance agent at SAV-ON in a handful of years is a testament to the way she lives her life: Always pushing ahead, never looking back.<br /><br />After her second daughter was born, Dominique decided it was time to get her high school diploma, so while raising two young daughters she obtained her General Education Diploma (GED) at 19 years old.<br /><br />She continued working at various retail jobs and a call center, where she worked with customers and found that she was good at connecting with them, understanding their problems and working to solve them. During those years, she also filled out a few career profiles and was always surprised to see that many of the results pointed to a career in the insurance industry! <br /><br />Shortly after her seasonal job with the call center ended in December 2017, she noticed an ad for a Customer Service Representative at a local insurance agency on Craigslist. A company called SAV-ON was looking to hire someone, preferably someone who was bilingual. Since her husband was a SAV-ON customer, she was familiar with the company and applied. After an interview, she was hired as a CSR for their Seattle/White Center office in April 2018.<br /><br />It wasn’t long before she decided that, while being a CSR was okay, she wanted to become an insurance agent. It meant more interaction with customers and the potential for making more money. SAV-ON management liked the idea and sent her to the one-week class. After that she studied hard while at the same time being a mom to her now three-children family, and passed both the necessary tests last September.<br /><br />Now with almost a year as an agent, she really enjoys it. “Every day is a little different,” she says. “I really like developing personal relationships with my clients, trying to help them as much as possible.”<br /><br />Dominique is a Seattle native, and most of her family live in the area. She comes from a big, blended family, with six sisters and three brothers. With all those siblings, she naturally likes a big family, and treats her SAV-ON clients like family, gaining their trust, getting to know them well and finding out about their families.<br /><br />“I like to develop a business-friendly relationship with my clients,” she explains. “I like to make them feel comfortable and make the conversation flow while I get to know them personally. That way they get to know me, and will be repeat customers.”<br /><br />This has also resulted in many of her customers bringing family members in for insurance. And they want to deal only with Dominique, since their family member has said nice things about her. One woman client brought her son in to get insurance with her, another brought their cousin in with them. In additions, many of SAV-ON’s White Center customers are Hispanic and being bilingual helps Dominique care for them without a language barrier getting in the way.<br /><br />When Dominique isn’t helping clients at SAV-ON, she enjoys spending her off-hours with family. She likes to take her kids to the park, or swimming at her mom’s house on Angle Lake. She and her husband also like to grab a basketball and shoot hoops for fun and exercise. The family also enjoys playing card games together and having barbeques.<br /><br />SAV-ON has become like a family to her, too. “They understand if something comes up, whether it’s a funeral or something personal we can go and make it up later,” She explains. “They care about their employees and I appreciate that!”<br /><br />“This is my favorite job, and the first time I haven’t thought about leaving after a year,” she admits. “I really like that SAV-ON is so family-oriented, and I respect the management for being so flexible with their staff.”<br /><br />She enjoys being an insurance agent and the flexibility of her own schedule. “I choose to work Saturdays, as my husband has Saturdays off and watches the kids during the day,” she says. “That way I can have other days off to be with my kids.”<br /><br />As far as the future is concerned, she wants a job in which she can be successful, buy a home, and eventually retire from after a rewarding career. What that is hasn’t been determined, but insurance is in the running.<br /><br />When asked what she wanted to say to those who are reading this article, she didn’t miss a beat: “Tell them to call SAV-ON and ask for Dominique! I’d be happy to help them!” <br /><br /></span>SAV-ON Insurancehttp://www.blogger.com/profile/00548672141091310152noreply@blogger.com0tag:blogger.com,1999:blog-5952019206009272022.post-31431077214285757212019-08-08T15:47:00.000-07:002019-08-11T23:20:55.558-07:00Help Your Car Beat the Summer Heat<div class="" style="clear: both; text-align: left;">
<a href="https://1.bp.blogspot.com/-2ZiTyGRhjYE/XUyjMuLXbsI/AAAAAAAABKg/I_9ilDahNxM0pc4k0nZ5SLnjUrYCJhD1wCLcBGAs/s1600/overheated-car.jpg" imageanchor="1" style="clear: right; float: right; margin-bottom: 1em; margin-left: 1em;"><img border="0" data-original-height="200" data-original-width="300" src="https://1.bp.blogspot.com/-2ZiTyGRhjYE/XUyjMuLXbsI/AAAAAAAABKg/I_9ilDahNxM0pc4k0nZ5SLnjUrYCJhD1wCLcBGAs/s1600/overheated-car.jpg" /></a><span style="font-family: "arial" , "helvetica" , sans-serif;">Even though the Seattle area usually avoids the extreme temperatures that plague the rest of the country, it can still get plenty hot here in the late summer. These high temperatures can take a toll on your car. This is not the time to find yourself with your hood up on the side of a road! The following tips can help you avoid that problem.</span></div>
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</span> <span style="font-family: "arial" , "helvetica" , sans-serif;"><b>Check your battery</b>. Battery problems don’t always occur in the winter. In fact, summer heat can have a more negative impact on your battery than freezing winter temperatures. Heat and vibration are a battery’s worst enemies, leading to internal breakdown and eventual failure. </span><br />
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</span> <span style="font-family: "arial" , "helvetica" , sans-serif;">Make sure your battery is securely mounted to minimize vibration. Battery fluid will evaporate faster in the heat, which leads to corrosion on terminals and connections. Clean the built-up corrosion on battery terminals and cable clamps, and ensure the clamps are tightened sufficiently. </span><br />
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<span style="font-family: "arial" , "helvetica" , sans-serif;"><b>Check your engine's cooling system</b>. Cooling systems protect engines from overheating and should be flushed periodically (as recommended by manufacturer). Also, make sure the coolant is filled to the proper level. If it's low, top off the reservoir with a 50/50 mix of water and the coolant type specified by the vehicle manufacturer. <b>CAUTION!</b> – <i>Never remove the radiator cap when the engine is hot – boiling fluid under pressure could cause serious burns</i>. Cooling system components are largely made out of rubber, and susceptible to heat-related deterioration, so periodically inspect hoses and drive belts for cracking, soft spots or other signs of poor condition.</span><br />
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<b>Keep your tires properly inflated</b>. Driving on under-inflated tires can cause tires to overheat and increase the likelihood of a blowout, especially when road temperatures are extremely high. Conversely, <span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;">don't overinflate the tires either. That causes accelerated wear and will shorten the life of the tires. Staying close to manufacturer's guidelines is the best practice.</span></span><br />
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<b>Check your car’s tire pressure</b> every two or three weeks, as tires lose about one pound of pressure per month through normal seepage. For accuracy, check tire pressures when the tires are cold, since warm tires will show a falsely high pressure reading. </span><br />
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<a href="https://1.bp.blogspot.com/-6lTvMLDCW8U/ULaNcaFwMHI/AAAAAAAAAVQ/9ajGiN5gpM07izuvr02N6PWzg7R_teQ1wCPcBGAYYCw/s1600/vehicle-care.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" data-original-height="187" data-original-width="250" src="https://1.bp.blogspot.com/-6lTvMLDCW8U/ULaNcaFwMHI/AAAAAAAAAVQ/9ajGiN5gpM07izuvr02N6PWzg7R_teQ1wCPcBGAYYCw/s1600/vehicle-care.jpg" /></a><span style="font-family: "arial" , "helvetica" , sans-serif;"><b>Keep fluids at appropriate levels</b>. Most engine fluids lubricate and serve as coolants by helping carry heat away from critical components. When fluid levels are low, the cooling effect is reduced, which increases the possibility of overheating. Periodically check all vehicle fluids, including motor oil, transmission fluid, power steering fluid and brake fluid, to ensure they are at appropriate levels. <br />
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<b>Maintain a comfortable driving environment</b>. During hot summer days, an air-conditioning system can be more than just a pleasant convenience. It can reduce fatigue, which plays an important part in driver alertness and vehicle safety. If a car’s air conditioning is not maintaining the interior temperature as well as it once did, it may mean the refrigerant level is low or there is another problem. Have the system checked by a certified technician.<br />
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<b>Be prepared for summer breakdowns</b>. Even with diligent preventive maintenance, summer breakdowns can still occur, so it’s imperative that drivers have a well-stocked emergency kit in their cars. The kit should include water, non-perishable food items, jumper cables, a flashlight with extra batteries, road flares or an emergency beacon, basic hand tools and a first aid kit.<br />
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Summer driving can be fun, but making sure your vehicle can take it will keep it from becoming a nightmare.</span><br />
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</span> <span style="font-family: "arial" , "helvetica" , sans-serif;"><i><span style="font-size: x-small;">Sources: American Automobile Association, Progressive Insurance Co.</span></i></span></span><br />
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<span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><i><span style="font-size: x-small;"><br /></span></i></span></span>SAV-ON Insurancehttp://www.blogger.com/profile/00548672141091310152noreply@blogger.com0tag:blogger.com,1999:blog-5952019206009272022.post-91202557239018630902019-08-02T13:02:00.000-07:002019-08-09T09:06:09.547-07:002019 Summer Festivals in the Puget Sound Area<div class="separator" style="clear: both; text-align: center;">
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<span style="color: #cc0000;"><span style="font-size: large;"><b><span style="font-family: "arial" , "helvetica" , sans-serif;">Summer Festivals Abound in Puget Sound</span></b></span></span></div>
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<span style="font-size: small;"><span style="font-family: "arial" , "helvetica" , sans-serif;">With summer in full swing and schools still out for a few more weeks, communities all around Puget Sound are holding their outdoor events and festivals in earnest. No matter what your taste in music, food or fun, there’s probably a local festival that will suit your fancy!<br />
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While Seattle’s big SeaFair weekend has just concluded, there are still plenty of events that offer a wide variety of themes and activities that will keep you and your family thoroughly entertained. While most offer free admission, some of the larger events require you to purchase a ticket. Below is a list of popular festivals and fairs.<br />
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<b>The Washington Midsummer Renaissance Faire</b><br />
Aug 3 - 4, 10 - 11, 17 - 18, 2019<br />
19401 Sumner-Buckley Hwy E, Bonney Lake, WA 98391<br />
This medieval festival takes place the village of Merriwick. See the many costumes, watch mock battles, jousting, fire juggling performances and other Renaissance-inspired activities. </span></span><br />
<span style="font-size: small;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><a href="https://washingtonfaire.com/" target="_blank"><b>https://washingtonfaire.com/</b></a></span></span><br />
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<span style="font-size: small;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><b>South Lake Union Block Party</b><br />
Aug. 9, 2019<br />
101 Westlake Ave N, Seattle, WA 98109 <br />
South Lake Union’s big block party. A full day of community, food, art, music, and brews. This family-friendly event is free to enter, and will host a lineup of bands, food faire, community booths and lawn games. <b><a href="http://www.slublockparty.com/" target="_blank">http://www.slublockparty.com/</a></b></span></span><br />
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<b>Bainbridge Island Studio Tour</b><br />
Aug. 9 - 11, 2019<br />
Twice each year Bainbridge Island artists open their studios to the public. The free tour is self-paced and the route is easily accessible by bicycle or by car. Each destination provides an opportunity to meet the artists, view works in progress and finished pieces, as well as various refreshments and live entertainment. <b><a href="http://www.bistudiotour.com/">http://www.bistudiotour.com/</a></b></span></span><br />
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<b>The Festival at Mount Si</b><br />
Aug. 9 - 11, 2019<br />
Si View Park<br />
400 SE Orchard Dr, North Bend, WA 98045<br />
Arts and crafts vendors from all over the State of Washington. There are many booths offering food and drink. Relax in the beer garden while supporting the festival and the local Rotary Club. Groove to jazz, blues, rock, country and more with live performances on two stages. <a href="https://www.festivalatmtsi.org/"><b>https://www.festivalatmtsi.org/</b></a></span></span><br />
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<b>AuburnFest</b><br />
Aug. 9 - 11, 2019<br />
25 W Main Street, Auburn, WA 98001<br />
AuburnFest will include two entertainment stages, a beer garden, food vendors, craft and specialty vendors, community and non-profit vendors, a car show, a literary showcase & small press fair, as well as several free activities including Bocce, face painting, hands-on art activities, and an indoor playground. <b><a href="https://www.auburnwa.gov/cms/one.aspx?portalId=11470638&pageId=13102507&objectId.253644=13478408&contextId.253644=13102509&parentId.253644=13102510&ref=mesTP9fg96fVsgzpWYeogCFOjDxvVKRH2o2ixUtGEZA%3d" target="_blank">AuburnFest</a></b></span></span><br />
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<b>Coupeville Arts and Crafts Festival</b><br />
Aug. 10 - 11, 2019<br />
Front St NE<br />
Coupeville, WA 98239<br />
Established in 1964, the Coupeville Arts and Crafts Festival is one of Washington State's oldest, continuously run festivals. The Festival is known for its primary focus on quality arts and crafts, handmade by artisans from the Pacific Northwest and beyond. The historic town of Coupeville is located on Penn Cove, Central Whidbey Island, WA. <a href="http://coupevillefestival.com/"><b>http://coupevillefestival.com/</b></a></span></span><br />
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<b>North Bend Film Fest</b><br />
Aug. 15 - 18, 2019<br />
North Bend Theatre<br />
125 Bendigo Blvd N, North Bend, WA 98045<br />
The North Bend Film Fest is an event for our local community, Northwest creatives, and visitors. Enjoy special screenings of contemporary independent films from Sundance/SXSW/Tribeca/Toronto/and Berlinale film festivals, filmmaker talks, and interactive events in addition to a popular film program. <a href="http://northbendfilmfest.com/"><b>http://northbendfilmfest.com/</b></a></span></span><br />
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<span style="font-size: small;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><b>Poulsbo Arts Festival</b><br />
Aug. 16 - 18, 2019<br />
The Poulsbo Arts Festival brings together an array of handmade arts and crafts, accompanied by food booths and live music and dance. There is something for all the family to enjoy including a children's arts corner, original design jewelry, fabric art, plus raffles and art demonstrations. <a href="https://www.visitpoulsbo.com/event/poulsbo-arts-festival-2019/"><b>https://www.visitpoulsbo.com/</b></a></span></span><br />
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<b>Taste Edmonds</b><br />
Aug. 16 - 18, 2019<br />
Civic Center Playfield 310 6th Ave N, Edmonds, WA 98020<br />
The 37th annual Taste Edmonds is August 16-18. Three days of food, music, vendors, rides, beer/wine and fun. Voted one of the "Top 100 North American Festivals", there's fun for everyone. <a href="http://tasteedmonds.com/"><b>http://tasteedmonds.com/</b></a></span></span><br />
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<b>The Uptown Street Fair</b><br />
Aug. 17, 2019<br />
211 Taylor Street Port Townsend, WA 98368<br />
The Uptown Street Fair celebrates 28 years of fun in Uptown and includes local music, the Port Townsend Arts & Crafts Fair, the Port Townsend Farmers Market, a variety of food on the street, and free art activities for families. <a href="http://ptmainstreet.org/uptown-street-fair/"><b>http://ptmainstreet.org/uptown-street-fair/</b></a></span></span><br />
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<b>Tumwater Artesian Brewfest</b><br />
Aug. 17, 2019<br />
Tumwater Valley Golf Course Driving Range 4611 Tumwater Valley Drive SE, Tumwater WA 98501<br />
The Tumwater Artesian Brewfest celebrates the legacy of brewing and its importance to Tumwater's history. Located in the shadow of the former Olympia Brewery, the 10-acre site hosts outdoor games, a stein-holding contest, and over 50 Pacific Northwest breweries and cideries sampling their best brews. <a href="http://tumwaterartesianbrewfest.com/"><b>http://tumwaterartesianbrewfest.com/</b></a></span></span><br />
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All Ford Show & Mustang Round-u</b>p<br />
Aug. 17, 2019<br />
Showare Center<br />
625 W James St, Kent, WA 98032<br />
Pacific Cascade Mustang Club's annual All Ford Show & Mustang Roundup at the Showare Center in Kent features hydroplane and Ford show cars, raffle prizes, food, music, & vendors, and spectator admission is free. <a href="https://www.hemmings.com/events/detail?listing_id=55087"><b>https://www.hemmings.com/events</b></a></span></span><br />
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<b>Sausage and Cider Fest</b><br />
Aug. 17, 2019 <br />
Covington Community Park & Soccer Field<br />
17649 SE 240th St, Covington, WA 98042<br />
The city of Covington is home to the annual Sausage and Cider Fest featuring hard ciders from around the Northwest, along with live music, lawn games, beer, wine, sausage and other food. <a href="http://sausageandciderfest.com/" target="_blank"><b>http://sausageandciderfest.com/</b></a></span></span><br />
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<span style="font-size: small;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><b>Centennial Sk8 Fest</b><br />
Aug. 17 - 18, 2019<br />
Located on the scenic and smooth Centennial Trail in Arlington, Washington, the Centennial Sk8 Festival is an annual longboard/skateboard race event featuring an 8.5 mile uphill/downhill sunset race, a 5k sprint race, a free one-mile kids race and a 14.5 mile countryside race, plus a family-friendly festival on day two with local vendors, music, good food, lawn games and a Kombucha Garden with riverfront fun. <a href="https://centennialsk8fest.com/"><b>https://centennialsk8fest.com/</b></a></span></span><br />
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<b>Snoqualmie Railroad Days</b><br />
Aug. 17 - 18, 2019<br />
Northwest Railway Museum<br />
38625 SE King St, Snoqualmie, WA 98065<br />
Railroad Days is the annual community festival celebrating our spirit and origins as a railroad and logging town, and the home of the Snoqualmie Indian Tribe. The event is held in historic Snoqualmie, in and around the Northwest Railway Museum. Volunteer firemen and their wives organized the first festival in 1938, and the popular event is still going strong. <a href="http://www.railroaddays.com/?gclid=Cj0KCQjwvo_qBRDQARIsAE-bsH92wGzKY_6jQ44GmbMMbyxQ5QQG81-m_yvdlqtkSC24aQIqYEIqlSsaAuASEALw_wcB"><b>http://www.railroaddays.com/</b></a></span></span><br />
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<b>BrasilFest</b><br />
Aug. 18, 2019<br />
Seattle Center – Fisher Pavilion, Armory and Mural Amphitheater 305 Harrison Street, Seattle, Washington<br />
The annual BrasilFest heats up Seattle Center with dancing, drumming, music, films, capoeira, traditional food, workshops, kids activities and exhibits. The festival will feature Brazilians wearing traditional costumes, Brazilian martial arts disguised in music and dance, parade and percussion jamming on the roof. <a href="http://brasilfest.org/festival/"><b>http://brasilfest.org/festival/</b></a></span></span><br />
<span style="font-size: small;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><br />
<b>Evergreen State Fair</b><br />
Aug. 22 - Sept. 9, 2019<br />
The Evergreen State Fairgrounds<br />
14405 179th Ave SE, Monroe, WA 98272<br />
The Evergreen State Fair in Monroe features an exciting lineup of events, including a logging show, Pro-West rodeo, crazy animal races, a petting zoo, carnival, auto races, and live entertainment. <a href="https://www.evergreenfair.org/"><b>https://www.evergreenfair.org/</b></a></span></span><br />
<span style="font-size: small;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><br />
<b>Hilltop Street Fair</b><br />
Aug. 24, 2019<br />
1223 Martin Luther King Way, Tacoma, WA 98405 <br />
The Hilltop Street Fair in Tacoma is an annual event featuring arts & crafts, live music, film competition, fashion show, quilt show, car show, food vendors, and kids activities. <a href="https://www.eventbrite.com/e/hilltop-street-fair-parade-car-show-registration-61263345315"><b>https://www.eventbrite.com/</b></a></span></span><br />
<br />
<div class="separator" style="clear: both; text-align: center;">
<a href="https://1.bp.blogspot.com/-kkJuHQPqGZU/XUSTWFJiGTI/AAAAAAAABIc/NRR_KO4DN_go6tcX8h1n2P_1SJsAb4TCwCLcBGAs/s1600/bumbershoot-logo.jpg" imageanchor="1" style="clear: right; float: right; margin-bottom: 1em; margin-left: 1em;"><img border="0" data-original-height="153" data-original-width="500" height="97" src="https://1.bp.blogspot.com/-kkJuHQPqGZU/XUSTWFJiGTI/AAAAAAAABIc/NRR_KO4DN_go6tcX8h1n2P_1SJsAb4TCwCLcBGAs/s320/bumbershoot-logo.jpg" width="320" /></a></div>
<span style="font-size: small;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><b>Bumbershoot</b><br />
Aug. 30 - Sept. 1, 2019<br />
Seattle Center<br />
Seattle’s annual international music and arts festival held every Labor Day weekend, attracting more than 100,000 visitors each year. North America's largest urban arts festival, Bumbershoot takes place in the heart of the city at the 74-acre Seattle Center. <a href="https://bumbershoot.com/?mkt_campaign=O8F500ZADEGXFD272UF598MS&mkt_content=A170_A203_C188121&mkt_source=%25m&&gclid=Cj0KCQjwvo_qBRDQARIsAE-bsH_5RTzbkTLdrm8yeY8VW5zsN2P54-0PU2pMZUpKlwRYixWr3M_7OCwaAoO2EALw_wcB" target="_blank"><b>https://bumbershoot.com/</b></a></span></span><br />
<span style="font-size: small;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><b><br />
Olympia Harbor Days</b><br />
Aug. 30 - Sept. 1, 2019<br />
Harbor Days is an annual festival where tugboats return to the southernmost tip of Puget Sound for three days of entertainment, food, art, history, and a last farewell to the summer. <a href="https://www.harbordays.com/"><b>https://www.harbordays.com/</b></a></span></span><br />
<br />
<a href="https://1.bp.blogspot.com/-4XV6heNgmmM/XUSTciY_-QI/AAAAAAAABIg/MOvs22G90i4KjrRxZAbdY62qY-4-IwdUACLcBGAs/s1600/Roy-rodeo.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" data-original-height="240" data-original-width="360" height="133" src="https://1.bp.blogspot.com/-4XV6heNgmmM/XUSTciY_-QI/AAAAAAAABIg/MOvs22G90i4KjrRxZAbdY62qY-4-IwdUACLcBGAs/s200/Roy-rodeo.jpg" width="200" /></a><span style="font-size: small;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><b>Roy Pioneer Rodeo</b><br />
Aug. 30 - Sept. 1, 2019<br />
8710 Higgins Greig Road Roy, WA, 98580<br />
The Roy Pioneer takes place in June and September. The event attracts rodeo lovers from all over the United States and Canada. <a href="http://www.royrodeo.com/"><b>http://www.royrodeo.com/</b></a></span></span><br />
<span style="font-size: small;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><br />
<b>Washington State Fair</b><br />
Aug. 30 - Sept. 22, 2019 110 9th Ave SW Puyallup, WA 98371 <br />
There’s always lots to do at the Washington State Fair in Puyallup. The fair lasts for 20 days, and fair goers enjoy delicious food, wild rides, first-rate entertainment and fun for the whole family. It's the biggest party in the state! <a href="https://www.thefair.com/"><b>https://www.thefair.com/</b></a></span></span><br />
<span style="font-size: small;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><br />
<b>Bremerton Blackberry Festival</b><br />
Aug. 31 - Sept. 2, 2019<br />
On the waterfront boardwalk in downtown Bremerton, Washington<br />
The Bremerton Blackberry Festival features over 100 vendors in their street fair, live entertainment, a Berry Fun Run, and a Berry Bike Race. <a href="http://www.blackberryfestival.org/"><b>http://www.blackberryfestival.org/</b></a></span></span><br />
<br />SAV-ON Insurancehttp://www.blogger.com/profile/00548672141091310152noreply@blogger.com0tag:blogger.com,1999:blog-5952019206009272022.post-12596540883478903092019-05-07T17:06:00.002-07:002019-05-07T17:06:59.148-07:00Beware: Imposter Scams on the Rise<b><span style="font-size: small;"><span style="font-family: Arial, Helvetica, sans-serif;">Crooks posing as someone else try to get you to send them money or other sensitive personal information</span></span></b><br />
<br />
<div class="separator" style="clear: both; text-align: center;">
<a href="https://2.bp.blogspot.com/-hwgUruEyJoE/XNIdAhjXmYI/AAAAAAAABF4/fXlpwuJTfUE7EQAtUyWL5zT-yK9v5SaxQCLcBGAs/s1600/phone-porting-scam.jpg" imageanchor="1" style="clear: right; float: right; margin-bottom: 1em; margin-left: 1em;"><img border="0" data-original-height="388" data-original-width="600" height="206" src="https://2.bp.blogspot.com/-hwgUruEyJoE/XNIdAhjXmYI/AAAAAAAABF4/fXlpwuJTfUE7EQAtUyWL5zT-yK9v5SaxQCLcBGAs/s320/phone-porting-scam.jpg" width="320" /></a></div>
<span style="font-family: Arial, Helvetica, sans-serif;">Imposter scams are on the increase. According the the Federal Trade Commission, there were 382,211 complaints about imposter scams in the first half of 2018. This is by far the most common form of fraud, accounting for more complaints than the next six fraud types combined!<br /><br />It starts with an unsolicited phone call, email or text. These con artists impersonate people and organizations you would normally trust.</span><br />
<span style="font-family: Arial, Helvetica, sans-serif;"><br /></span>
<span style="font-family: Arial, Helvetica, sans-serif;">• A government agency such as Social Security, Medicare for the IRS</span><br /><span style="font-family: Arial, Helvetica, sans-serif;">• Companies you do business with, such as your bank or power company</span><br /><span style="font-family: Arial, Helvetica, sans-serif;">• Familiar charities</span><br /><span style="font-family: Arial, Helvetica, sans-serif;">• Celebrities</span><br /><span style="font-family: Arial, Helvetica, sans-serif;">• A lawyer or debt collector</span><br /><span style="font-family: Arial, Helvetica, sans-serif;">• A family member or friend</span><span style="font-family: Arial, Helvetica, sans-serif;"> </span><br />
<br />
<span style="font-family: Arial, Helvetica, sans-serif;">The goal is to frighten you or cause you to make a rash decision, send them money or sensitive financial information, then they disappear.</span><span style="font-family: Arial, Helvetica, sans-serif;"></span><br />
<h3>
<span style="font-family: Arial, Helvetica, sans-serif;">Warning Signs</span></h3>
<h3>
<span style="font-family: Arial, Helvetica, sans-serif;"></span></h3>
<span style="font-family: Arial, Helvetica, sans-serif;">• You receive an unsolicited call or email claiming you owe money to a business, utility or the government, and risk dire consequences such as arrest or an account being frozen if you don’t pay immediately.</span><br />
<span style="font-family: Arial, Helvetica, sans-serif;"> </span><br /><span style="font-family: Arial, Helvetica, sans-serif;">• A caller says you’ve won a prize or qualify for a grant, but you must pay an upfront fee to collect it.</span><br />
<span style="font-family: Arial, Helvetica, sans-serif;"> </span><br /><span style="font-family: Arial, Helvetica, sans-serif;">• A caller claiming to be from a tech company or internet service provider says he's detected a virus or malware on your computer.</span><br />
<span style="font-family: Arial, Helvetica, sans-serif;"> </span><br /><span style="font-family: Arial, Helvetica, sans-serif;">• You receive a call or text message from someone who claims to be your grandchild or another close relation and to need money for an emergency.</span><br />
<span style="font-family: Arial, Helvetica, sans-serif;"> </span><br /><span style="font-family: Arial, Helvetica, sans-serif;">• The person contacting you asks for payment by wire transfer, gift card, prepaid debit card or cash. Scammers favor these methods because they are hard to track.</span><br />
<span style="font-family: Arial, Helvetica, sans-serif;"> </span><br /><b><span style="font-family: Arial, Helvetica, sans-serif;">Do's</span></b><br />
<b><span style="font-family: Arial, Helvetica, sans-serif;"> </span></b><br /><span style="font-family: Arial, Helvetica, sans-serif;">• Do confirm independently whether a business, utility or government agency is indeed trying to reach you. Use the customer service numbers or email addresses listed on invoices, account statements and legitimate corporate and government websites.</span><br />
<span style="font-family: Arial, Helvetica, sans-serif;"> </span><br /><span style="font-family: Arial, Helvetica, sans-serif;">• Do hang up on unsolicited callers offering to fix computer problems. Companies like Apple and Microsoft will not contact you for tech support unless you have requested help, and they will not ask for personal information.</span><br />
<span style="font-family: Arial, Helvetica, sans-serif;"> </span><br /><span style="font-family: Arial, Helvetica, sans-serif;">• Do report impostor scams to the company or institution being impersonated.</span><br />
<span style="font-family: Arial, Helvetica, sans-serif;"> </span><br /><span style="font-family: Arial, Helvetica, sans-serif;">• Do cut off contact if you suspect someone you’ve forged a bond with online is an impostor.</span><br />
<span style="font-family: Arial, Helvetica, sans-serif;"> </span><br /><b><span style="font-family: Arial, Helvetica, sans-serif;">Don'ts</span></b><br />
<b><span style="font-family: Arial, Helvetica, sans-serif;"> </span></b><br /><span style="font-family: Arial, Helvetica, sans-serif;">• Don’t give sensitive information such as credit card details or your Social Security number over the phone unless you’re sure of whom you are dealing with.</span><br />
<span style="font-family: Arial, Helvetica, sans-serif;"> </span><br /><span style="font-family: Arial, Helvetica, sans-serif;">• Don’t make a payment or allow remote access to your computer to someone who calls out of the blue offering tech support.</span><br />
<br />
<i>Source: AARP</i><br />
<i> </i><br />
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</style>SAV-ON Insurancehttp://www.blogger.com/profile/00548672141091310152noreply@blogger.com0tag:blogger.com,1999:blog-5952019206009272022.post-15352966960846325592019-05-07T16:49:00.000-07:002019-05-07T17:08:08.024-07:00HOV Lane Violators to Face Increasing Fines<br />
<div class="separator" style="clear: both; text-align: center;">
<a href="https://2.bp.blogspot.com/-SrV9ovB1Wc8/XNIYuEOq9fI/AAAAAAAABFc/xKNwlseX8aEtEVkeUKr6nfO4ItJw8n-EQCLcBGAs/s1600/hov-cheaters1.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" data-original-height="385" data-original-width="387" height="197" src="https://2.bp.blogspot.com/-SrV9ovB1Wc8/XNIYuEOq9fI/AAAAAAAABFc/xKNwlseX8aEtEVkeUKr6nfO4ItJw8n-EQCLcBGAs/s200/hov-cheaters1.jpg" width="200" /></a></div>
<div class="MsoNormal">
The Seattle area commute is fraught with slowdowns and
gridlock most hours of the day in one direction or the other. The High
Occupancy Vehicle (HOV) lanes, which require more than one person in the
vehicle to legally drive in that lane, are less crowded and save commuting
time. </div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
In an effort to beat the traffic jams, more and more frustrated
single drivers have resorted to driving in the HOV lanes illegally, attempting a
variety of things to appear like they have more than one occupant in their
vehicle. The Washington State Patrol has found mannequins, Halloween masks on
bags, sleeping bags with hats perched on top, and articles of clothing stuffed
to look like passengers in vehicles they’ve pulled over.</div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
HOV lanes are meant to provide faster travel times by
encouraging drivers to carpool or vanpool. Most HOV lanes require at least two
people in a vehicle. But with all the cheaters, HOV lane violations are one of
the most frequent complaints the State Patrol receives.</div>
<div class="MsoNormal">
<br /></div>
<div class="separator" style="clear: both; text-align: center;">
<a href="https://4.bp.blogspot.com/-XahstkenXA8/XNIY9rpwbjI/AAAAAAAABFk/8R77ktbCOwgrlwrh3yvZKFZ1rpMgTQ0NwCLcBGAs/s1600/hov-cheaters2.jpg" imageanchor="1" style="clear: right; float: right; margin-bottom: 1em; margin-left: 1em;"><img border="0" data-original-height="431" data-original-width="768" height="179" src="https://4.bp.blogspot.com/-XahstkenXA8/XNIY9rpwbjI/AAAAAAAABFk/8R77ktbCOwgrlwrh3yvZKFZ1rpMgTQ0NwCLcBGAs/s320/hov-cheaters2.jpg" width="320" /></a></div>
<div class="MsoNormal">
<b style="mso-bidi-font-weight: normal;">New Emphasis on
Violators</b></div>
<div class="MsoNormal">
Currently, both houses of the Washington State Legislature
are proposing bills to crack down on HOV violators with stiffer fines. Sen.
Marko Liias, D-Lynnwood, has proposed SB 5695, which puts fines for first-time
offenders at $186. A second offense and the driver faces a $336 fine. Each
additional infraction within a two-year period is a $686 fine. Rep. Jake Fey,
D-Tacoma, has introduced HB 1710. His bill also proposes higher fines for first-time
offenders and increasing fines by hundreds of dollars for repeat offenders.</div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
Drivers who try to fool the patrol using dummies, mannequins
or other items that create a fake passenger would face an additional $200
penalty.</div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
When stopped and caught with only the driver in the vehicle,
some drivers have come up with crazy explanations. One guy driving a hearse
claimed that the body in the casket should be counted as a passenger.</div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
Pets are not considered passengers, either. So your favorite
pooch may go everywhere you go, but don’t drive in the HOV lane with just Fido
in the car. It’ll cost you a lot of dog food.</div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
If you notice a driver alone in a car in the HOV lane, have
a passenger call<span style="font-family: "times new roman"; mso-fareast-font-family: "Times New Roman";"> 1-877-764-HERO to report the violator. If possible, report
the license plate number of the vehicle.</span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<i style="mso-bidi-font-style: normal;">Sources: Washington
State Legislature, The Stranger, The Seattle Times</i></div>
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<h3>
<span style="font-family: "arial" , "helvetica" , sans-serif;"><b>How It Started</b></span></h3>
<span style="font-family: "arial" , "helvetica" , sans-serif;">On August 31, 1949, Louis Johnson, the United States’ Secretary of Defense, announced the creation of an Armed Forces Day to replace separate Army, Navy and Air Force Days. <table cellpadding="0" cellspacing="0" class="tr-caption-container" style="float: right; margin-left: 1em; text-align: right;"><tbody>
<tr><td style="text-align: center;"><a href="https://2.bp.blogspot.com/-cQcfQR1TRV4/XNIWIGYiZOI/AAAAAAAABFA/tvbf7OX4-OcHS-k6QER_PM_vxwd6vedBQCLcBGAs/s1600/bremerton-armed-forces-day.jpg" imageanchor="1" style="clear: right; margin-bottom: 1em; margin-left: auto; margin-right: auto;"><img border="0" data-original-height="417" data-original-width="625" height="213" src="https://2.bp.blogspot.com/-cQcfQR1TRV4/XNIWIGYiZOI/AAAAAAAABFA/tvbf7OX4-OcHS-k6QER_PM_vxwd6vedBQCLcBGAs/s320/bremerton-armed-forces-day.jpg" width="320" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">Bremerton's Armed Forces Day Parade.</td></tr>
</tbody></table>
The event came about after all the branches of the armed forces were joined together under one department – the Department of Defense. At first the Army, Navy and Air Force leagues adopted the newly formed day.</span><br />
<span style="font-family: "arial" , "helvetica" , sans-serif;"><br />The first Armed Forces Day was celebrated on Saturday, May 20, 1950. Armed Forces Day was a day for the military to show "state-of-the-art" equipment to Americans. It was also a day to honor and acknowledge Americans in the armed forces. </span><br />
<h3>
<span style="font-family: "arial" , "helvetica" , sans-serif;"><b>Local Celebrations</b></span><span style="font-family: "arial" , "helvetica" , sans-serif;"><b> </b></span></h3>
<h2>
<span style="font-family: "arial" , "helvetica" , sans-serif;"></span></h2>
<span style="font-family: "arial" , "helvetica" , sans-serif;"><b>2019 Kitsap Credit Union Annual Armed Forces Day and Parade </b><br />Where: Bremerton</span><br />
<span style="font-family: "arial" , "helvetica" , sans-serif;">Date: May 18, 2019 <br />Time: 7:00 am - 2:00 pm <br /><br />Bremerton is the site of the Armed Forces Day Parade, the largest and longest-running parade of its kind in the U.S. This year is the 72nd year of the event. This event includes the Heroes’ Barbeque that provides a free hot dog, chips and soda to all active-duty, reserve, retired and veteran service personnel.</span><br />
<span style="font-family: "arial" , "helvetica" , sans-serif;"><br /><b>A Day at the Races – A Salute to Armed Forces</b><br />Sponsored by USO Northwest & Emerald Downs Racetrack. Saturday, May 18th in Auburn at Emerald Downs. Gates open at noon. Racing begins 30 minutes after gates open.<br />Free admission to all military and their families.</span><br />
<span style="font-family: "arial" , "helvetica" , sans-serif;"><br /><b>Armed Forces Day</b><br />Where: Joint Base Lewis-McChord in Tacoma.<br />When: Saturday, May 18th, 11 am to 7 pm<br /><br />Admission, parking, military displays, historical reenactments, entertainment and athletic events are free. Carnival rides, food and other vendor products are available for purchase.</span><br />
<ul>
<li><span style="font-family: "arial" , "helvetica" , sans-serif;">• Military aircraft and vehicle displays</span></li>
<li><span style="font-family: "arial" , "helvetica" , sans-serif;">• Meet historians from the Lewis Army Museum</span></li>
<li><span style="font-family: "arial" , "helvetica" , sans-serif;">• Living history encampments representing military life in the past</span></li>
<li><span style="font-family: "arial" , "helvetica" , sans-serif;">• See mock battles</span></li>
<li><span style="font-family: "arial" , "helvetica" , sans-serif;">• Roving entertainers throughout the day, including “Blitz” the Seahawks’ mascot</span></li>
<li><span style="font-family: "arial" , "helvetica" , sans-serif;">• JBLM’s America’s First Corps Band on stage throughout the day</span></li>
<li><span style="font-family: "arial" , "helvetica" , sans-serif;">• Army vs. Navy rugby match at Cowan Stadium</span></li>
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SAV-ON Insurancehttp://www.blogger.com/profile/00548672141091310152noreply@blogger.com0tag:blogger.com,1999:blog-5952019206009272022.post-69007311556030468322019-04-12T11:18:00.000-07:002019-04-12T11:18:14.984-07:00The Biggest Risk to Your Home (And How to Prevent It)<div class="separator" style="clear: both; text-align: center;">
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<span style="font-family: "arial" , "helvetica" , sans-serif;">Most people think the biggest risk to their home is a fire or a bad storm. It’s why they buy insurance (and the fact it’s required by their mortgage lender). <br />
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But in reality, the biggest concern is protecting your assets from a liability claim. Consider this possible scenerio:<br />
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<a href="https://4.bp.blogspot.com/-EXkQvvYuZ1w/XLDU_dXycgI/AAAAAAAABEc/IV5EkXmxZboTvxpAfrkoBunU63LoY64qgCLcBGAs/s1600/planting-flowers-400.jpg" imageanchor="1" style="clear: right; float: right; margin-bottom: 1em; margin-left: 1em;"><img border="0" data-original-height="267" data-original-width="400" height="213" src="https://4.bp.blogspot.com/-EXkQvvYuZ1w/XLDU_dXycgI/AAAAAAAABEc/IV5EkXmxZboTvxpAfrkoBunU63LoY64qgCLcBGAs/s320/planting-flowers-400.jpg" width="320" /></a>Warm weather has arrived for the weekend, and the sun has finally come out. Everyone in the neighborhood is beginning their spring yard work. Mowing, planting flowers, and digging those vegetable gardens. There is a lot of work to be done!<br />
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So, let's say that you've dug a large hole in the front yard so you can plant a new tree. You walk away for a moment and while you're gone the kid next door runs through the yard, falls in the hole, and breaks his ankle.<br />
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<span style="font-family: "arial" , "helvetica" , sans-serif;"><a href="https://3.bp.blogspot.com/-zEdXVbBK1BY/XLDWP-CFXlI/AAAAAAAABEk/FUJffqbMFK4tRjOU8iT3BgXx9bhLMvuuQCLcBGAs/s1600/broken-ankle.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" data-original-height="315" data-original-width="315" height="200" src="https://3.bp.blogspot.com/-zEdXVbBK1BY/XLDWP-CFXlI/AAAAAAAABEk/FUJffqbMFK4tRjOU8iT3BgXx9bhLMvuuQCLcBGAs/s200/broken-ankle.jpg" width="200" /></a></span></div>
<span style="font-family: "arial" , "helvetica" , sans-serif;">Unfortunately, you could be held responsible for his injury. But, not to worry, your homeowner's liability insurance is made for these kind of situations. It will pay if someone is injured on your property. It's also the coverage that protects you if the dog bites your child's friend (as long as it's not a restricted breed) or if your cousin trips and falls down your front steps.<br />
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If you have a large number of assets, then you'll want higher liability coverage. If the injury exceeds your liability coverage amount, then you could be sued for the difference. That's where an Umbrella Insurance policy can protect you. Contact SAV-ON Insurance; we will be happy to work with you to determine the amount of coverage that you are comfortable carrying.<br />
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No one can protect themselves by just being careful alone. There are too many possible scenarios that you could never avoid. But with the right insurance coverage, you'll never have to worry.<br />
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<b>Call SAV-ON Insurance today at 888-867-2866 for a free review</b> and to discuss how much liability coverage you need.</span><br />
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</span>SAV-ON Insurancehttp://www.blogger.com/profile/00548672141091310152noreply@blogger.com0tag:blogger.com,1999:blog-5952019206009272022.post-22146958033657206782019-04-01T16:28:00.000-07:002019-04-01T16:28:18.742-07:00Boating Season is Almost Here - Are You -- and Your Boat -- Properly Covered?<span style="font-family: "arial" , "helvetica" , sans-serif;">It won’t be long now before you’re back out on the water. Are you counting down the days? <br />
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While everyone loves to hit the lake on the boat, there are a few things you need to take care of first.</span><br />
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<b><span style="font-family: "arial" , "helvetica" , sans-serif;">Do you have your Washington Boater's Card?</span></b><br />
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<a href="https://3.bp.blogspot.com/-pkcqFyo4GFA/XKKdp_FGl2I/AAAAAAAABEA/4QgijXnLJFISxRWnYRrqX9qECqtSJWhkACLcBGAs/s1600/wa-boaters-card.jpg" imageanchor="1" style="clear: right; float: right; margin-bottom: 1em; margin-left: 1em;"><img alt="Washington boaters education card" border="0" data-original-height="143" data-original-width="211" src="https://3.bp.blogspot.com/-pkcqFyo4GFA/XKKdp_FGl2I/AAAAAAAABEA/4QgijXnLJFISxRWnYRrqX9qECqtSJWhkACLcBGAs/s1600/wa-boaters-card.jpg" title="" /></a></div>
<span style="font-family: "arial" , "helvetica" , sans-serif;">In Washington, if you were born after January 1, 1955, you must take the boaters exam and pass it to earn your Washington Boater's Education Card. Without that, you cannot operate a boat in the State of Washington. Go to the <b><a href="https://boat.wa.gov/" target="_blank">https://boat.wa.gov/</a></b> to find out more and sign up for the test.</span><br />
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</span> <span style="font-family: "arial" , "helvetica" , sans-serif;"><b>Are you properly covered? </b><br />
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Since boat insurance isn’t required (in most states), a lot of people skip it in order to save money. But that’s a very risky idea! <br />
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<a href="https://4.bp.blogspot.com/-Gc1Io49l8ig/VXdOKqB3l9I/AAAAAAAAAnU/VOy3Ki_yLqYuhGOvF62eE3SFf5RG8z0WACPcBGAYYCw/s1600/family_boating.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img alt="Boat insurance" border="0" data-original-height="228" data-original-width="350" height="208" src="https://4.bp.blogspot.com/-Gc1Io49l8ig/VXdOKqB3l9I/AAAAAAAAAnU/VOy3Ki_yLqYuhGOvF62eE3SFf5RG8z0WACPcBGAYYCw/s320/family_boating.jpg" title="" width="320" /></a>First, without coverage, you’re risking all the money you spent on your boat. Would you drive your expensive car without insurance? Probably not! <br />
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Second, boats and personal watercraft (jet skis) are a liability exposure. That means that they open you up to lawsuits. If you were to have an accident and damage someone’s boat or personal property, then you could be held responsible.<br />
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With the proper insurance coverage, this wouldn’t be a problem. You’d be protected! In fact, we typically recommend that clients with a high level of assets purchase extra liability coverage if they own a boat.<br />
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All in all, purchasing boat owner's insurance is a simple way to give yourself a lot of peace of mind. Who wants to worry about insurance when they’re out on the water? </span><br />
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<span style="font-family: "arial" , "helvetica" , sans-serif;">Call <b>SAV-ON today at 888-867-2866</b> for a free quote on your boat or personal watercraft. </span><br />
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SAV-ON Insurancehttp://www.blogger.com/profile/00548672141091310152noreply@blogger.com0tag:blogger.com,1999:blog-5952019206009272022.post-35597191763741801172019-03-13T16:24:00.002-07:002019-03-13T16:24:19.050-07:00Year-round Daylight Saving Time Coming to Washington State<span style="font-family: "arial" , "helvetica" , sans-serif;">When you switched your clocks one hour ahead in March, it was probably the last time you'll ever need to do it. The Washington Legislature is following the lead of California and is moving bills through the Senate and House that would make <b>Daylight Time</b> the law of the land permanently. </span><br />
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</span> <span style="font-family: "arial" , "helvetica" , sans-serif;">It's not a new idea. Various measures have been proposed in Washington, as well as other states, for many years. This year is different; there's plenty of momentum this time, says Sen. Jim Honeyford of Sunnyside, the sponsor of the State Senate's version of the bill (SB 5139).</span><br />
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</span> <span style="font-family: "arial" , "helvetica" , sans-serif;">One reason the previous efforts failed was because the bills proposed adopting Standard Time as the permanent solution. We currently have Pacific Standard Time from October to March during the winter months, when there aren't as many outdoor activities that require sunlight, and the weather isn't very conducive to evening outings. </span><br />
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<span style="font-family: "arial" , "helvetica" , sans-serif;">Originally Daylight Saving Time was instituted so farmers had an extra hour of daylight for farming, then we reverted back when the farming season ended in the fall. Now most farming goes on all year, so the thinking was to keep an extra hour of daylight throughout the year.</span><br />
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</span> <span style="font-family: "arial" , "helvetica" , sans-serif;">Another sponsor of the bill, Sen. Sam Hunt of Olympia, said he found that people wanted an extra hour of daylight in the evening, not in the morning.</span><br />
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<span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;">The state Senate passed its version of the bill on March 12th by a vote of 46-3, and has been sent to State Government, Tribal Relations & Elections, where it is expected to be approved. <a href="https://app.leg.wa.gov/billsummary?BillNumber=5139&Year=2019&initiative=" target="_blank"><b>Check on its status here</b></a></span> </span><br />
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</span> <span style="font-family: "arial" , "helvetica" , sans-serif;">A similar proposal, House Bill 1196, worked its way through the State House, and on March 9, 2019 was passed by a vote of 89-7. <b><a href="https://app.leg.wa.gov/billsummary?BillNumber=1196&Initiative=false&Year=2019" target="_blank">Check on its status here</a></b></span><br />
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<span style="font-family: "arial" , "helvetica" , sans-serif;">A</span><span style="font-family: "arial" , "helvetica" , sans-serif;"> final bill will be sent to Governor Inslee's desk for approval, and it will propose it be authorized by Congress. It would then go into effect next year.</span><br />
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<span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-family: "arial" , "helvetica" , sans-serif;">What if Congress refuses to authorize the switch? Then Washington's legislature proposes that the state seek approval to change Washington to year-round Mountain Standard Time, which would have the same effect.</span></span><br />
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</span> <span style="font-family: "arial" , "helvetica" , sans-serif;">This action follows the lead of California voters, who have already approved permanent Daylight Time, and this state's sponsors say it's important that the entire West Coast be unified in their approach to time. Oregon is also considering the change to permanent Daylight Time, which would make the entire West Coast be in permanent Daylight Time.</span><br />
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<span style="font-family: "arial" , "helvetica" , sans-serif;">On the east coast, Florida has passed the "Sunshine Protection Act", which keeps clocks the same year-round, and the Tennessee legislature is also considering it this year.</span><br />
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<span style="font-family: "arial" , "helvetica" , sans-serif;">Whatever way it works out, it looks like Washingtonians won't be needing to change their clocks twice a year anymore. But, you won't be getting off scot-free; it's still going to be important to check your smoke detectors twice a year!</span><br />
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SAV-ON Insurancehttp://www.blogger.com/profile/00548672141091310152noreply@blogger.com0tag:blogger.com,1999:blog-5952019206009272022.post-7781114099502836522019-02-22T16:50:00.004-08:002019-02-22T16:50:39.717-08:00Prepare Now for Unpredictable March Weather<div class="separator" style="clear: both; text-align: center;">
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<span style="font-family: "arial" , "helvetica" , sans-serif;">March is almost here, and with it comes some of the most unpredictable weather of the whole year! Be prepared for March and you could save yourself a lot of problems.That means being ready for whatever Mother Nature decides to bring!<br />
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You’ve undoubtedly heard the saying, “March comes in like a lion and goes out like a lamb”. It’s not quite that simple anymore, with climate change affecting much of our weather, but you get the idea. One day it’s windy and cold with some snow, and a couple days later the sun comes out and you don’t need a jacket!<br />
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What do you need to do this month to keep your home running smoothly and your family protected? Read below to find out! <br />
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<b>Change Batteries in Smoke Detectors</b> - When <i><b>Daylight Saving Time</b></i> makes you move your clocks ahead one hour on Sunday morning, March 10th, it’s a great idea to change the batteries in all smoke and carbon monoxide detectors at that time. This way you always know that they are working and in good order!<br />
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<a href="https://1.bp.blogspot.com/-A55Mr89-FZk/XHCYPEGz4oI/AAAAAAAABDI/F_R3nyLiPMwaYU0T3r6538g_zSVgy_IuwCEwYBhgL/s1600/march-lamb.jpg" imageanchor="1" style="clear: left; float: right; margin-bottom: 1em; margin-right: 1em;"><img border="0" data-original-height="309" data-original-width="300" height="200" src="https://1.bp.blogspot.com/-A55Mr89-FZk/XHCYPEGz4oI/AAAAAAAABDI/F_R3nyLiPMwaYU0T3r6538g_zSVgy_IuwCEwYBhgL/s200/march-lamb.jpg" width="194" /></a><b>Make a Severe Weather Plan</b> - Designate a safe place in your home in case of bad weather. Stock it with basic emergency food and supplies, and throw in an extra flashlight and batteries too!<br />
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<b>Check Your Credit Report</b> - March is Credit Education Month. When was the last time you checked to see that your credit reports were accurate? If it’s been over a year, stop by <a href="http://www.annualcreditreport.com/">www.annualcreditreport.com</a> and order a free copy today. <br />
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<b>Flood Insurance Coverage</b> - Do you live near a river or lowland area prone to flooding? With all the snow we’ve had this year (a record amount in February!), when the snow starts melting in the mountains it could mean some severe flooding in the lowland areas around Western Washington. But don’t wait! Flood insurance has a <b>30-day delay</b> before it takes effect in this state, so it’s important to add that coverage BEFORE a flood occurs or you may not be covered.<br />
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<b>Review Your Insurance Discounts</b> - Are you getting all the discounts you qualify for? March is a good time to call your SAV-ON agent and setup an appointment to review your policy and see if there are any changes that need to be made.<br />
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And as always, <b>call SAV-ON Insurance Agencies at 888-867-2866 </b>if you have any questions or need assistance with auto, home, business, or life insurance. </span><br />
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<br />SAV-ON Insurancehttp://www.blogger.com/profile/00548672141091310152noreply@blogger.com0tag:blogger.com,1999:blog-5952019206009272022.post-84607308415859405492019-01-21T18:16:00.000-08:002019-01-21T18:16:21.951-08:00Insurance Discounts....Are You Getting Them?<div class="separator" style="clear: both; text-align: center;">
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<span style="font-family: Arial, Helvetica, sans-serif;">Discounts are the best way to save on your insurance premium each and every month. But a lot of people are missing out on them! With a little documentation, you could see great savings.<br /><br /><b>Security Discounts</b> - Does your home have a security system or fire protection system? Some of these devices will help you save big on your home or renters insurance. If you have a certificate of installation (and even if you don’t), let us know and we’ll see if you qualify.<br /><br /><b>Driver Training & Defensive Driving</b> - Did your child take a Driver’s Education course? Did you take a Defensive Driving course? These classes will typically qualify for discounts! Just bring in a copy of your completion certificate and we’ll get it added to your policy.<br /><br /><b>Teenage Driver With Good Grades</b> - Good grades will help you save! Some of our policies offer a discount for students who maintain a high GPA. Give us a call to see the requirements for your policy. <br /><br /><b>Payment Discounts</b> - There are many different options when it comes to paying your premiums. Some policies offer discounts for paying in full or a reduced installment fee if you put the payment on auto-draft. We can advise you of all the payment options so you pay as little as possible.<br /><b><br />Multi-Policy Discounts</b> - When you have all of your insurance in one place, you save more! If your auto and home insurance is spread out between multiple companies or agencies, let us help you consolidate. You’ll be better protected (with less gaps in coverage) and save money!<br /><br />The key? Talk to your SAV-ON agent! When we schedule regular annual reviews, we can review your policy discounts and make sure you are receiving the best coverage at the best price. </span><br />
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<span style="font-family: Arial, Helvetica, sans-serif;"><b>Call us today at 888-867-2866 to schedule an appointment.</b></span><br />
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<span style="font-family: Arial, Helvetica, sans-serif;"><b> </b></span>SAV-ON Insurancehttp://www.blogger.com/profile/00548672141091310152noreply@blogger.com0tag:blogger.com,1999:blog-5952019206009272022.post-29445604465547550462018-12-19T16:44:00.000-08:002018-12-19T16:44:53.345-08:00New Drivers License Expiration Dates and Renewal Periods in Washington<a href="https://1.bp.blogspot.com/-5ayYwxPh25A/XBrliq-BUxI/AAAAAAAABB8/_uLU-u28uwk-zdTQ16Lupx59ZlJsgoCiQCLcBGAs/s1600/girl-with-drivers-license.png" imageanchor="1" style="clear: right; float: right; margin-bottom: 1em; margin-left: 1em;"><img border="0" data-original-height="229" data-original-width="300" src="https://1.bp.blogspot.com/-5ayYwxPh25A/XBrliq-BUxI/AAAAAAAABB8/_uLU-u28uwk-zdTQ16Lupx59ZlJsgoCiQCLcBGAs/s1600/girl-with-drivers-license.png" /></a><span style="font-family: Arial, Helvetica, sans-serif;">As of December 17, 2018, the Washington State Insurance Commissioner has changed when your Washington drivers license expires.</span><br />
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<span style="font-family: Arial, Helvetica, sans-serif;">In keeping with the National Insurance Producer Registry's (NIPR) recommended best practices and to further the Insurance Commissioner office's commitment to being more uniform with other state insurance departments, Washington state has changed the expiration date for individual licensees from your birth date to the end of your birth month.</span><br />
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<span style="font-family: Arial, Helvetica, sans-serif;">For example, if your birthday is March 2nd, 2018, in the past your license would expire<b> on that day</b>. Now it won't expire until the end of your birth month, in this case March 31st.</span><br />
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<span style="font-family: Arial, Helvetica, sans-serif;"><span class="ILfuVd">If your driver's license does expire before you renew it, you can still renew, but if it has been expired for more than 60 days, you'll have to pay a $10 late fee in addition to the renewal fee.</span></span><br />
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<span style="font-family: Arial, Helvetica, sans-serif;"><span class="ILfuVd">To renew your driver's license in Washington, it will cost you </span></span><span style="font-family: Arial, Helvetica, sans-serif;">$54 for a <strong>standard</strong> driver license. </span><br />
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<b><span style="font-family: Arial, Helvetica, sans-serif;">Increased Renewal Period</span></b><br />
<span style="font-family: Arial, Helvetica, sans-serif;"><br />Prior to the effective date of the new rule change, licensees were able to submit their renewal applications and insurers were able to submit their appointment renewals 60 days prior to the expiration date. This is referred to as the "renewal window." </span><br />
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<span style="font-family: Arial, Helvetica, sans-serif;">Under the new rule change, this renewal window will <b>extend to 90 days</b> prior to the expiration date rather than 60 days. Insurers and licensees will receive email notification of their opportunity to access their license or appointment renewals.</span><br />
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<span style="font-family: Arial, Helvetica, sans-serif;">If you have any questions about your license renewal, call 360-725-7144 or renew online at <b><a href="https://www.dol.wa.gov/driverslicense/renew.html">https://www.dol.wa.gov/driverslicense/renew.html</a></b></span><br />
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<span style="font-family: Arial, Helvetica, sans-serif;">And if you also need to renew your auto insurance, call <b>SAV-ON Insurance at 888-867-2866</b> and find out how much money we can save you or go online to <b><a href="http://sav-on.com/pages/locations-hours.html" target="_blank">www.sav-on.com</a></b> and make an appointment at the office of your choice!</span><br />
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<span style="font-family: Arial, Helvetica, sans-serif;"><br /></span>SAV-ON Insurancehttp://www.blogger.com/profile/00548672141091310152noreply@blogger.com0tag:blogger.com,1999:blog-5952019206009272022.post-50293719380123898272018-12-11T16:32:00.000-08:002018-12-11T16:32:00.825-08:00Scheduling Jewelry on Your Insurance Policy<div class="separator" style="clear: both; text-align: center;">
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<span style="font-family: Arial, Helvetica, sans-serif;">Christmas time is a season of gift-giving, and some of it is in the form of jewelry. This means that you might find yourself with a new diamond ring or expensive piece of jewelry. While it is a wonderful gift to get, you need to protect your new investment!<br /><br />Many people spend thousands of dollars on beautiful jewelry but don’t take the time to find out how to insure it. And this can be a big mistake!<br /><br />If you have homeowners or renters insurance, then your jewelry is covered as part of the contents of your home. But there can be problems...<br /><br />1. <b>We don’t know what it is worth</b>. It’s hard to get the full value of your jewelry back if you don’t know all of the specifics! Weight, color, cut, size, and so forth are all factors in the value. Ten years from now you might not even remember how much you paid. <br /><br />2. <b>You probably have a large deductible on your homeowners insurance</b>. Typically your contents coverage deductible is around 1% of your home value. So if your home is insured for $200,000, then your deductible is $2,000. If your ring is stolen, you’d be responsible for the first $2,000 before insurance kicks in! <br /><br />But there is a simple solution to avoid all of these problems. SAV-ON homeowners and renters policies allow you to “schedule” jewelry for a small additional cost.<br /><br />You bring in the receipt and appraisal of the item and we add all of that information to your policy. (Sometimes we don’t need all of this, just call us first and we can let you know.) <br /><br />You will be charged based on the value of the item, but typically it’s less than $40 per year! (Sometimes much less, sometimes a little more. It all depends on how much insurance is required.) <br /><br />Plus, scheduled items don’t require a deductible. So if your ring is lost or stolen, you pay nothing out-of-pocket but get to replace your precious jewelry.<br /><br />So next time you open a jewelry box and put a sparkling diamond on your finger, make sure that you are insuring your investment. <br /><br />Have questions about scheduling items on your homeowners insurance? <b>Call SAV-ON today at 888-867-2866 for assistance! </b></span><br />
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<span style="font-family: Arial, Helvetica, sans-serif;"><br /></span>SAV-ON Insurancehttp://www.blogger.com/profile/00548672141091310152noreply@blogger.com0tag:blogger.com,1999:blog-5952019206009272022.post-55792099801943243802018-12-05T16:17:00.001-08:002018-12-05T16:17:36.361-08:00Protect Your Belongings This Holiday Season<div class="separator" style="clear: both; text-align: center;">
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<span style="font-family: "arial" , "helvetica" , sans-serif;">The holidays have officially arrived! And for many of us that means shopping, gifting, decorating, partying, and traveling. And a whole lot of it!<br />
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Insurance agents are always on the look out for things that might put our clients at risk. That’s why we wanted to share a few quick reminders this month to make sure you avoid any potential claim situations. <br />
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1. <b>Be careful with a live Christmas tree</b>. Real trees are beautiful, but can be hazardous when if they dry out. To prolong the life of your tree, water it daily and turn the lights off at night and when you won’t be home to avoid a house fire. Make sure the lights on the tree and any extension cords are in good condition. Frayed cords can short out and start a fire!</span><br />
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<a href="https://4.bp.blogspot.com/-r0eVS_1lVxg/XAhpSCcZDUI/AAAAAAAABBo/TPA5UlkraR475WRu8yV2rxJ880F8Yoc0ACLcBGAs/s1600/car-theft.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" data-original-height="191" data-original-width="340" height="112" src="https://4.bp.blogspot.com/-r0eVS_1lVxg/XAhpSCcZDUI/AAAAAAAABBo/TPA5UlkraR475WRu8yV2rxJ880F8Yoc0ACLcBGAs/s200/car-theft.jpg" width="200" /></a><span style="font-family: "arial" , "helvetica" , sans-serif;">2. <b>Don’t leave gifts in your car!</b> A lot of people don’t realize that items in their car are NOT covered by auto insurance. While property off-premises is covered by home and renters insurance, it is typically subject to a <b>much higher deductible</b>. If you must leave anything in the car, put it in the trunk and lock the doors.</span><br />
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3. <b>Traveling out of town?</b> Don’t make it too obvious! Leave lights on in the house (preferably on a timer), stop your mail, and leave your number with a trustworthy neighbor who will keep an eye on your home. Also, don't announce your travel plans on social media. It's an open invitation for thieves to ransack your home, knowing you won't be home for a few days.</span><br />
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4. <b>Make sure to keep an updated insurance card in your car when you travel</b>. Not only is it good to have if you get pulled over, but all the information you need is in one place if you were to have a claim.</span><br />
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5. <b>Need to contact us after hours or on the holiday?</b> No problem. Just call for after-hours assistance.</span><br />
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6. <b>Received some special jewelry for Christmas?</b> Make sure to call SAV-ON so we can get it scheduled! We’ll review all of your options to make sure it is properly covered and protected. <br />
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And most important? Have a safe and joy-filled holiday! We appreciate our wonderful customers!<br />
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<b>Merry Christmas from all of us at SAV-ON Insurance Agencies! </b></span><br />
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SAV-ON Insurancehttp://www.blogger.com/profile/00548672141091310152noreply@blogger.com0tag:blogger.com,1999:blog-5952019206009272022.post-41532029817705633492018-11-29T12:59:00.003-08:002018-11-29T12:59:58.835-08:00Tips for Driving Safely this Winter<span style="font-size: normal;"><span style="font-family: "arial" , "helvetica" , sans-serif;">Winter is almost here, and in the Northwest that means cold, fog and slippery streets. Add to that increasing darkness during the commute, and it makes driving much more hazardous for the next three months or more.</span></span><br />
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</span></span> <span style="font-size: normal;"><span style="font-family: "arial" , "helvetica" , sans-serif;">The American Automobile Association (AAA) has a number of driving tips that will help keep you and your family safe while traveling this winter.</span></span><br />
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<div class="separator" style="clear: both; text-align: center;"><a href="https://1.bp.blogspot.com/-o2VjRoK-Q0Q/TuAeQ_hDb9I/AAAAAAAAASk/wkpYN5TVwS8PvSg6s5ymDutT-hgFMMLnACPcBGAYYCw/s1600/Man-and-car-in-rain.jpg" imageanchor="1" style="clear: right; float: right; margin-bottom: 1em; margin-left: 1em;"><img border="0" data-original-height="300" data-original-width="350" height="272" src="https://1.bp.blogspot.com/-o2VjRoK-Q0Q/TuAeQ_hDb9I/AAAAAAAAASk/wkpYN5TVwS8PvSg6s5ymDutT-hgFMMLnACPcBGAYYCw/s320/Man-and-car-in-rain.jpg" width="320" /></a></div><span style="font-size: normal;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><b>Get a Vehicle Checkup</b></span></span><br />
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</span></span> <span style="font-size: small;"><span style="font-family: "arial" , "helvetica" , sans-serif;">Just like your personal health, your vehicle needs a clean bill of health to survive the wintry weather and slick streets. Now is the time to take care of any problems with your vehicle's electrical system, battery, brakes, tires, exhaust, engine-cooling system and windshield wipers. You want to avoid a breakdown in inclement weather!</span></span><br />
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</span></span> <span style="font-size: normal;"><span style="font-family: "arial" , "helvetica" , sans-serif;">Make sure you fill your windshield wiper fluid now for the inevitable rain, slush or snow that will try to obscure your view of the road. Wipers can smear the windshield, and without fluid to wash it off, you could be blinded to the hazards in front of you. </span></span><br />
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</span> <span style="font-size: normal;"><span style="font-family: "arial" , "helvetica" , sans-serif;">Check your tires for excessive wear to make sure they will grip the road when it's wet or snowy. One quick way of testing the amount of tread left is to push a penny in the groove between the treads, with Lincoln's head facing down. If the top of Lincoln's head is visible above the tread, then your tires are too worn-out, and you need to purchase new tires.</span></span><br />
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<div class="separator" style="clear: both; text-align: center;"><span style="font-size: normal;"><a href="https://4.bp.blogspot.com/-A8_jOKbetsk/VplQUx2OWoI/AAAAAAAAAsA/cmUvSvZhvOc3_9FStnB1xtQwmcHDz8RJgCPcBGAYYCw/s1600/emergency-car-kit.jpg" imageanchor="1" style="clear: right; float: right; margin-bottom: 1em; margin-left: 1em;"><img border="0" data-original-height="198" data-original-width="300" height="131" src="https://4.bp.blogspot.com/-A8_jOKbetsk/VplQUx2OWoI/AAAAAAAAAsA/cmUvSvZhvOc3_9FStnB1xtQwmcHDz8RJgCPcBGAYYCw/s200/emergency-car-kit.jpg" width="200" /></a></span></div><span style="font-size: normal;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><b>Carry a Survival Kit</b></span></span><br />
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</span></span> <span style="font-size: normal;"><span style="font-family: "arial" , "helvetica" , sans-serif;">If you should get stranded, a survival kit will be very important to keep you safe and warm until help can arrive. This should include:</span></span><br />
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<span style="font-size: normal;"><span style="font-family: "arial" , "helvetica" , sans-serif;">• A warm blanket</span></span><br />
<span style="font-size: normal;"><span style="font-family: "arial" , "helvetica" , sans-serif;">• Boots and insulated gloves</span></span><br />
<span style="font-size: normal;"><span style="font-family: "arial" , "helvetica" , sans-serif;">• Food and water</span></span><br />
<span style="font-size: normal;"><span style="font-family: "arial" , "helvetica" , sans-serif;">• A flashlight with extra batteries</span></span><br />
<span style="font-size: normal;"><span style="font-family: "arial" , "helvetica" , sans-serif;">• Ice scraper</span></span><br />
<span style="font-size: normal;"><span style="font-family: "arial" , "helvetica" , sans-serif;">• Small shovel</span></span><br />
<span style="font-size: normal;"><span style="font-family: "arial" , "helvetica" , sans-serif;">• Signal flares</span></span><br />
<span style="font-size: normal;"><span style="font-family: "arial" , "helvetica" , sans-serif;">• Jumper cables</span></span><br />
<span style="font-size: normal;"><span style="font-family: "arial" , "helvetica" , sans-serif;">• Sand or kitty litter (for helping your tires get a grip if you're stuck)</span></span><br />
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<span style="font-size: normal;"><span style="font-family: "arial" , "helvetica" , sans-serif;">Make sure you have a cellphone and a charger with you, too, so you can call for help.</span></span><br />
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<span style="font-size: normal;"><b><span style="font-family: "arial" , "helvetica" , sans-serif;">Check the Weather Forecast First</span></b></span><br />
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<span style="font-size: normal;"><span style="font-family: "arial" , "helvetica" , sans-serif;">Before heading out on the road, make sure to check to see what the weather will be like, so you aren't caught in bad weather, heavy traffic or poor road conditions.</span></span><br />
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</span></span> <span style="font-size: normal;"><span style="font-family: "arial" , "helvetica" , sans-serif;">Once you're behind the wheel, slow down and leave plenty of distance between you and the vehicle ahead of you, in case of slippery roads or accidents. It's also more important than ever to not be distracted by phones, maps, children or pets. Your vehicle may not respond as quickly as normal, and any delay in your reaction time could spell disaster!</span></span><br />
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</span></span> <span style="font-size: normal;"><span style="font-family: "arial" , "helvetica" , sans-serif;">Finally, make sure your auto insurance is up-to-date, and covers you in the event an uninsured or underinsured driver hits you. Call SAV-ON today at 888-867-2866 or visit www.sav-on.com to make sure you're set for winter driving.</span></span><br />
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</span> <span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-size: x-small;"><i>Source: American Automobile Association</i></span></span><br />
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SAV-ON Insurancehttp://www.blogger.com/profile/00548672141091310152noreply@blogger.com0tag:blogger.com,1999:blog-5952019206009272022.post-823316127021010762018-11-20T15:52:00.000-08:002018-11-20T15:52:46.801-08:00Broken Unground Pipe or Buried Electrical Line? Homeowners Insurance Won't Help!<table cellpadding="0" cellspacing="0" class="tr-caption-container" style="float: right; margin-left: 1em; text-align: right;"><tbody>
<tr><td style="text-align: center;"><a href="https://4.bp.blogspot.com/-io3aDFp4YHA/W_Sa60y662I/AAAAAAAABBE/WYUlunt0zx8QxKiyj0UojajORb1BtS8wwCLcBGAs/s1600/sewer-line.jpg" imageanchor="1" style="clear: right; margin-bottom: 1em; margin-left: auto; margin-right: auto;"><img border="0" data-original-height="400" data-original-width="500" height="160" src="https://4.bp.blogspot.com/-io3aDFp4YHA/W_Sa60y662I/AAAAAAAABBE/WYUlunt0zx8QxKiyj0UojajORb1BtS8wwCLcBGAs/s200/sewer-line.jpg" width="200" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;"><span style="font-family: "arial" , "helvetica" , sans-serif;">Broken underground pipe.</span></td></tr>
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<span style="font-family: "arial" , "helvetica" , sans-serif;">Many homeowners think that their homeowners insurance policy will cover anything that goes wrong on their property, <b>but that is not true</b>. In addition, underground sewer lines, water lines and electrical lines that run from the property line to the foundation of the house are <i><b>not</b></i> the responsibility of the utility company, but the homeowner’s responsibility. </span><br />
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<span style="font-family: "arial" , "helvetica" , sans-serif;">If you have a leak or electrical failure from a break in an underground pipe in your yard, you may be out hundreds – or even thousands – of dollars in out-of-pocket costs! That’s where Utility Line Insurance can protect you.<br />
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Your typical homeowners policy will not cover items outside the foundation, such as buried utility lines. And if the pipe breaks inside the walls of the home, your homeowners will cover the damage, but not the broken pipe itself. </span><br />
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<span style="font-family: "arial" , "helvetica" , sans-serif;">Utility line coverage provides protection in the event of an unexpected water, sewer or exterior electrical line failure, whether it happens between the property line and the home, or inside the foundation, as long as the failure is in an underground line. <br />
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<b>Exterior Water Line</b> – Protection for one underground water supply line from the meter or well (on property) to the outside of the home’s foundation.<br />
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<b>Exterior Sewer Line</b> – Protection for one underground main sewer line from the outside wall of the foundation to the property boundary.<br />
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<b>Exterior Electrical Lines</b> – Protection for each of the following (must be buried): electrical power line, fiber optic line, cable TV line, phone line – from the outside wall of the home to the property boundary.<br />
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<b>Interior Water Lines</b> – Protection for the water lines running throughout the interior of the home.<br />
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<b>Interior Sewer & Drain Lines</b> – Protection for sewer lines and gray water drain line leaks and failures running throughout the interior of the home.<br />
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Note that the coverage is for broken lines only; not normal wear and tear within the line. If a line becomes plugged due to normal useage, it is <i>not eligible</i> for coverage. <br />
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The coverage is convenient and easy to use. It comes with 24/7 emergency response hotline and has a zero deductible! But, don’t wait until you have a problem; there is a 30-day waiting period, so it’s important to secure this protection before a line failure occurs.</span><br />
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<b><span style="font-family: "arial" , "helvetica" , sans-serif;">Call SAV-ON Insurance today at 888-867-2866 and be protected from utility line failure</span></b><span style="font-family: "arial" , "helvetica" , sans-serif;"><b>. </b></span><br />
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SAV-ON Insurancehttp://www.blogger.com/profile/00548672141091310152noreply@blogger.com0tag:blogger.com,1999:blog-5952019206009272022.post-89076214108074040342018-11-06T16:25:00.001-08:002018-11-06T16:25:16.316-08:00What Is Insurance Really For?<div class="separator" style="clear: both; text-align: center;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-size: normal;"><a href="https://2.bp.blogspot.com/-PS0QX2vB_k8/VFwJb1N6oHI/AAAAAAAAAkE/lR-w_a1MQ_QJnPX8QKwXBm-fS_a4-6iZgCPcBGAYYCw/s1600/NormanRockwell-Thanksgiving.jpg" imageanchor="1" style="clear: right; float: right; margin-bottom: 1em; margin-left: 1em;"><img border="0" data-original-height="300" data-original-width="218" src="https://2.bp.blogspot.com/-PS0QX2vB_k8/VFwJb1N6oHI/AAAAAAAAAkE/lR-w_a1MQ_QJnPX8QKwXBm-fS_a4-6iZgCPcBGAYYCw/s1600/NormanRockwell-Thanksgiving.jpg" /></a></span></span></div><span style="font-family: "arial" , "helvetica" , sans-serif;">Thanksgiving has almost arrived. This is the time of year when we sit back and reflect on all the things that we are thankful for. What immediately comes to mind?</span><br />
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For most of us it’s things like our family, our home, and our good health. And guess what they have in common? All of these things are what insurance protects!</span></span><br />
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That’s why it is so important to us that our clients have excellent insurance coverage. It’s not just about having an ID card in your car so you don’t get a ticket, or fulfilling your mortgage company’s minimum loan requirements.</span></span><br />
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Insurance is there to make sure that if the worst happens, you can recover from it. It might not be easy, but we’re here to ease the financial burden after your house burns down or a loved one passes away.</span></span><br />
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All of those TV commercials that just tell you to find the cheapest rate are completely wrong! Of course no one wants to pay more then they have to, but it’s not the most important part of the equation.</span></span><br />
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<a href="https://1.bp.blogspot.com/-Q6Bwj3FjtSY/WIEawEZb6dI/AAAAAAAAA2M/SxEl1tWYDcoKhKGAeqBFQ2pugYyuYFahgCPcBGAYYCw/s1600/insurance-review-sml.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" data-original-height="209" data-original-width="400" height="167" src="https://1.bp.blogspot.com/-Q6Bwj3FjtSY/WIEawEZb6dI/AAAAAAAAA2M/SxEl1tWYDcoKhKGAeqBFQ2pugYyuYFahgCPcBGAYYCw/s320/insurance-review-sml.jpg" width="320" /></a>Rather than looking for a cheap bare-bones policy, take the time to interview and meet with a local SAV-ON agent. Find out the best coverage that truly meeting your needs while keeping the rate affordable. Ask us about how the insurance company you choose handles claims. Know that SAV-ON is dedicated to keeping you up-to-date and schedules annual policy reviews to make sure you get the best coverage at the best price.</span></span><br />
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This Thanksgiving, SAV-ON Insurance Agencies is extremely thankful for all of our wonderful clients. If you need a local agent to look out for your most prized possessions, give us a call today at 888-867-2866 or visit <b><a href="http://www.sav-on.com/">www.sav-on.com</a></b> for a free no-obligation quote.</span></span><br />
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And have a wonderful Thanksgiving!</span></span><br />
<p> </p>SAV-ON Insurancehttp://www.blogger.com/profile/00548672141091310152noreply@blogger.com0tag:blogger.com,1999:blog-5952019206009272022.post-40397778233867234662018-10-01T10:44:00.002-07:002018-10-01T10:44:34.078-07:00Prepare Your Home for Winter Freezes<div class="separator" style="clear: both; text-align: center;">
<a href="https://1.bp.blogspot.com/-_LBbBtoi3uM/V-Mdcd8wsyI/AAAAAAAAAyY/THxanlG94aoVTsYxF65J7Sxa4l5M4KvSgCPcBGAYYCw/s1600/furnace-repair.jpg" imageanchor="1" style="clear: right; float: right; margin-bottom: 1em; margin-left: 1em;"><img border="0" data-original-height="265" data-original-width="201" src="https://1.bp.blogspot.com/-_LBbBtoi3uM/V-Mdcd8wsyI/AAAAAAAAAyY/THxanlG94aoVTsYxF65J7Sxa4l5M4KvSgCPcBGAYYCw/s1600/furnace-repair.jpg" /></a></div>
<span style="font-family: "arial" , "helvetica" , sans-serif; line-height: 140%;">With winter fast approaching, now is a great time to prepare your home for the inevitable freezing temperatures at night. Use the checklist below to give you ideas for keeping warm, preventing fires, and saving money.</span><br />
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<span style="font-family: "arial" , "helvetica" , sans-serif; line-height: 140%;">• Have your furnace inspected and serviced by a professional at least once a year.</span><br />
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<span style="font-family: "arial" , "helvetica" , sans-serif; line-height: 140%;">• Have chimneys and vents cleaned and inspected. After a summer of non-use there can be pine needles, leaves and even bird's nests or other critters that have taken up residence and can block the flue. (In addition, built-up creosote is the leading cause of chimney fires.)</span><br />
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<span style="font-family: "arial" , "helvetica" , sans-serif; line-height: 140%;">• Stock up on dry, seasoned wood for the fireplace or wood stove. </span><br />
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<span style="font-family: "arial" , "helvetica" , sans-serif;">• Check the condition of your fireplace screen. Is it in good condition and secure? Faulty screens can allow embers to escape and start a fire.</span><br />
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<span style="font-family: "arial" , "helvetica" , sans-serif;">• Get a covered metal container ready to dispose of cooled ashes. (And keep it at least 10 feet from your home.)</span><br />
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<span style="font-family: "arial" , "helvetica" , sans-serif;">• Review fireplace safety with your family, and have an escape route planned in case of smoke or fire. (Smoke inhalation is the leading cause of death in a house fire.)</span><br />
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<span style="font-family: "arial" , "helvetica" , sans-serif;">• Make sure all portable space heaters have an automatic shut-off and are kept at least 3 feet away from anything that can burn (like bedding). </span><br />
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<span style="font-family: "arial" , "helvetica" , sans-serif;"> • Never use a propane heater or barbeque grill to heat your home. These give off poisonous gasses that can be fatal.</span><br />
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<span style="font-family: "arial" , "helvetica" , sans-serif;">• Test all smoke alarms and carbon monoxide alarms! </span><br />
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<a href="https://1.bp.blogspot.com/-zBtRI56AQMM/W7JaCGmBI1I/AAAAAAAABAw/BVrsSqTezpILpYWdB2ow7T-9DXjBHcGTwCLcBGAs/s1600/testing-smoke-detector.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" data-original-height="321" data-original-width="362" height="176" src="https://1.bp.blogspot.com/-zBtRI56AQMM/W7JaCGmBI1I/AAAAAAAABAw/BVrsSqTezpILpYWdB2ow7T-9DXjBHcGTwCLcBGAs/s200/testing-smoke-detector.jpg" width="200" /></a><br />
<span style="font-family: "arial" , "helvetica" , sans-serif; line-height: 140%;">Follow these tips and your home will be ready for winter and safe from fire hazards. </span><br />
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<span style="font-family: "arial" , "helvetica" , sans-serif; line-height: 140%;">If you’re concerned about protecting your belongings, <b>give SAV-ON Insurance a call at 888-867-2866</b> to review your home insurance policy today! </span>SAV-ON Insurancehttp://www.blogger.com/profile/00548672141091310152noreply@blogger.com0tag:blogger.com,1999:blog-5952019206009272022.post-1710331446987629882018-09-07T16:18:00.000-07:002018-09-07T16:18:45.091-07:00Smoke from Wildfires Cause Problems for Your Vehicle, too<span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-size: medium;">This summer, smoke from a number of wildfires in Canada and Oregon made the air quality in Washington unhealthy, causing people with breathing difficulties additional problems, and even the healthiest of people discomfort in the form of scratchy throats and burning eyes.</span></span><br />
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<span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-size: medium;"><a href="https://3.bp.blogspot.com/-T6LYglxKB7s/W5MFMyCDBhI/AAAAAAAABAU/Jrd3a294nC8pVlXXtc8VuSLiUfSuB2qvQCLcBGAs/s1600/smoke-from-fires.jpg" imageanchor="1" style="clear: right; float: right; margin-bottom: 1em; margin-left: 1em;"><img border="0" data-original-height="1061" data-original-width="1600" height="212" src="https://3.bp.blogspot.com/-T6LYglxKB7s/W5MFMyCDBhI/AAAAAAAABAU/Jrd3a294nC8pVlXXtc8VuSLiUfSuB2qvQCLcBGAs/s320/smoke-from-fires.jpg" width="320" /></a></span></span></div>
<span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-size: medium;">But, people aren't the only ones affected. Your car may be sputtering from the dirty air, too. Smoky air can clog up your vehicle's air filter and force your engine to work harder as it tries to take in oxygen. Mechanics in eastern Washington have even reported some air filter's are so plugged the car wouldn't even start!</span></span><br />
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</span></span> <span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-size: medium;">Now that the smoke is dissipating, your breathing may be improved, but your car's air filter has still suffered damage and will need to be replaced. Give it the "sunshine" test by removing it and holding it up to the light. If you can't see sunlight through it, it's time to change it. </span></span><br />
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</span></span> <span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-size: medium;">Normally, filters should be changed once every 12,000-15,000 miles, but with all the smoke and ash in the air, it needs to be done much more frequently to keep your engine running smoothly. Replacing clogged filters will also save wear and tear on your engine and increase gas mileage, since your motor won't be working as hard to get air through the system.</span></span><br />
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<span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-size: medium;"><a href="https://2.bp.blogspot.com/-EvTBJhTyMqw/W5MFVCRqa9I/AAAAAAAABAY/h_pRV1qGRJETrkJ1kXDmm4TAe68BKXyXQCLcBGAs/s1600/smoky-seattle.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" data-original-height="900" data-original-width="1600" height="180" src="https://2.bp.blogspot.com/-EvTBJhTyMqw/W5MFVCRqa9I/AAAAAAAABAY/h_pRV1qGRJETrkJ1kXDmm4TAe68BKXyXQCLcBGAs/s320/smoky-seattle.jpg" width="320" /></a></span></span></div>
<span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-size: medium;">Changing an air filter is very easy; they are generally located above the main block of the engine, inside a circular cover with a wingnut holding the top on, or a couple of clips on the edges. Simply removing the cover exposes the filter, which just lies loose in the tray. Take the old one out and put the new one in, then replace the cover and you're done. Or, for about $20 you can have it done at an auto tuneup shop.</span></span><br />
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</span></span> <span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-size: medium;">Here's hoping that the coming rains will help extinguish the remaining fires and get all of us -- and our cars -- breathing easy again! </span></span><br />
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</span>SAV-ON Insurancehttp://www.blogger.com/profile/00548672141091310152noreply@blogger.com0tag:blogger.com,1999:blog-5952019206009272022.post-86038861573651969862018-08-14T09:35:00.000-07:002018-08-14T09:35:09.288-07:00"Back to School" Insurance<span style="font-size: 14px;">As August draws to a close, it's time to start thinking about your kids going back to school or on to college! What does that have to do with insurance? Here are a few things to keep in mind.</span><br />
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<span style="font-size: 14px;"><a href="https://3.bp.blogspot.com/-c-SEmIrkPnM/UfnCnlf1WyI/AAAAAAAAAZs/u_s0mc1A-pYu1JWx0DqqEF-b3Oax7cjvACPcBGAYYCw/s1600/back-to-school.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" data-original-height="282" data-original-width="300" height="187" src="https://3.bp.blogspot.com/-c-SEmIrkPnM/UfnCnlf1WyI/AAAAAAAAAZs/u_s0mc1A-pYu1JWx0DqqEF-b3Oax7cjvACPcBGAYYCw/s200/back-to-school.jpg" width="200" /></a></span></div>
<span style="font-size: 14px;"><b>Good Grades</b> - Do you have a teenage driver in the house (or one about to be a new driver)? Many policies allow discounts for students with good grades. Don't forget to talk to your kids about the importance of keeping those grades up! These discounts can apply to college students, too.</span><br />
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</span> <span style="font-size: 14px;"><b>Driver Training</b> - There are different discounts available for Drivers Ed classes. We can review all the options and let you know which discounts will impact you the most.</span><br />
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</span> <span style="font-size: 14px;"><b>Moving to the Dorm</b> - Is your college student living in a college dorm this year? Your homeowners insurance may cover their belongings without additional coverage being needed. This is called <b>Property Off Premises</b> coverage. </span><br />
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</span> <span style="font-size: 14px;">Remember, any claims on their belongings would be subject to your deductible which is usually higher on home policies! Call SAV-ON and let one of our agents review your policy to check for the specific amounts of coverage included.</span><br />
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</span> <span style="font-size: 14px;"><b>Moving To An Apartment</b> - Let's say your college student has graduated from the</span><br />
<span style="font-size: small;">dorms and moved into an apartment on or near campus. In this case, your homeowners insurance would <i><b>not</b></i> cover their belongings and they would need their own renters insurance policy.</span><br />
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</span> <span style="font-size: 14px;"><b>Renters insurance</b> is very affordable and covers all of the contents of the property. It also provides liability insurance if someone were injured in the property or if the student causes a fire, etc. By making sure they are properly insured, you are also protecting yourself.</span><br />
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</span> <span style="font-size: 14px;">At SAV-ON, we work hard to make sure all of our clients have the right coverage at all times. The fastest and easiest way to make sure your student is receiving all the discounts they qualify for and that their belongings are covered at college is to schedule a review! <b>Call us at 888-867-2866 </b>or go online to <span style="color: red;"><b><a href="http://www.sav-on.com/">www.sav-on.com</a></b></span> to schedule a review your policy and situation and we'll make sure all of your questions are answered.</span><br />
<br />SAV-ON Insurancehttp://www.blogger.com/profile/00548672141091310152noreply@blogger.com0tag:blogger.com,1999:blog-5952019206009272022.post-37261911256846988682018-07-09T11:47:00.001-07:002018-07-09T11:47:30.615-07:00What To Do When Your House is Vacant<table cellpadding="0" cellspacing="0" class="tr-caption-container" style="float: right; margin-left: 1em; text-align: right;"><tbody>
<tr><td style="text-align: center;"><a href="https://1.bp.blogspot.com/-IILApzO4_9Q/W0Os2TKdy4I/AAAAAAAAA_o/Gqz3c3RbNpkFthZIpAU5hKx1LUmxnWfjgCLcBGAs/s1600/vacant-home.jpg" imageanchor="1" style="clear: right; margin-bottom: 1em; margin-left: auto; margin-right: auto;"><img border="0" data-original-height="349" data-original-width="500" height="223" src="https://1.bp.blogspot.com/-IILApzO4_9Q/W0Os2TKdy4I/AAAAAAAAA_o/Gqz3c3RbNpkFthZIpAU5hKx1LUmxnWfjgCLcBGAs/s320/vacant-home.jpg" width="320" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">Vacant homes pose a higher risk for vandalism or damage.</td></tr>
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<span style="font-family: Arial, Helvetica, sans-serif;">Selling your home can be a stressful process, especially when it doesn't move quickly. With a new job looming or some other matter that requires you to move right away, you may have no choice but to leave the home vacant for a short time until it sells. <br /><br />The problem? Vacant homes fall under different insurance rules and can leave you at risk. Homes are typically considered vacant when the utilities are shut off and/or furniture has been removed. <br /><br />Insurance companies view a vacant home as a higher risk. There are more opportunities for vandalism and no one living there to protect the home from fire or storm damage. <br /><br /><b>So what should you do when moving?</b><br /><br />First, you need to talk to your SAV-ON insurance agent and get the details on your policy. Since policies vary by state and insurance company, there is no single right answer. <br /><br />Explain the situation to your agent. Ask what coverage is included and what is excluded (specifically for vandalism). And find out what changes can be made to protect your home. <br /><br />Selling a home doesn't always follow a quick timeline. If you're facing the possibility of leaving your home vacant, <b>contact SAV-ON Insurance at 888-867-2866</b> and find out how to best protect yourself and your property. We love to help our customers!</span><br />
<br />SAV-ON Insurancehttp://www.blogger.com/profile/00548672141091310152noreply@blogger.com0tag:blogger.com,1999:blog-5952019206009272022.post-48921243376512534152018-05-18T16:24:00.001-07:002018-05-18T16:24:24.540-07:00It's Time to Insure Your RV, Boats and Motorcycles for Summer Fun<div class="separator" style="clear: both; text-align: center;">
<a href="https://4.bp.blogspot.com/-ke8FXGHF1CM/U20ih1GLRjI/AAAAAAAAAfw/KEwLTbfALa0_oMN2S8mh_p2aHPfBxYv2wCPcBGAYYCw/s1600/RV.jpg" imageanchor="1" style="clear: right; float: right; margin-bottom: 1em; margin-left: 1em;"><img border="0" data-original-height="149" data-original-width="255" src="https://4.bp.blogspot.com/-ke8FXGHF1CM/U20ih1GLRjI/AAAAAAAAAfw/KEwLTbfALa0_oMN2S8mh_p2aHPfBxYv2wCPcBGAYYCw/s1600/RV.jpg" /></a></div>
Summer is on its way. Before we know it there will be Memorial Day barbecues and long weekends at the lake or at some campground in the Cascades.<br />
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That's why now is a great time to review insurance coverage on all of your summer toys. Read below for things to consider (and review with SAV-ON) before the big items come out of winter storage.<br />
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<b>RVs</b> - Your motorhome or travel trailer needs insurance coverage, especially if you'll be driving or pulling it around this year. Even if you don't have a loan on your RV, you will want it covered for theft or damage. Whether they are parked on a lake lot for the season or driving across the country, we offer several RV policies to fit your needs. Just call us for a quote.<br />
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<a href="https://4.bp.blogspot.com/-yumXv6UQQrw/U20jC57-i4I/AAAAAAAAAf4/wZQJdj-GZnoxaRLPaYWya8Akwttk717XACPcBGAYYCw/s1600/Speedboat.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" data-original-height="173" data-original-width="300" src="https://4.bp.blogspot.com/-yumXv6UQQrw/U20jC57-i4I/AAAAAAAAAf4/wZQJdj-GZnoxaRLPaYWya8Akwttk717XACPcBGAYYCw/s1600/Speedboat.jpg" /></a><b>Boats</b> - The same thing goes for your boats and jet skis. You've made a big investment and it's important to protect them. Not only should you worry about damage to your boat, but also make sure you have the proper amount of liability coverage. In Washington state, you will also need to make sure you have a Boater's License card, since it is required for everyone born after 1955. And don’t forget your life jackets!<br />
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<a href="https://1.bp.blogspot.com/-bAt8a25TD_U/U20jL2tDknI/AAAAAAAAAgA/8izc1Qa3n9Y3_Qqvwel8ZDjdc4fV6QwPACPcBGAYYCw/s1600/motorcycle.jpg" imageanchor="1" style="clear: right; float: right; margin-bottom: 1em; margin-left: 1em;"><img border="0" data-original-height="304" data-original-width="203" height="200" src="https://1.bp.blogspot.com/-bAt8a25TD_U/U20jL2tDknI/AAAAAAAAAgA/8izc1Qa3n9Y3_Qqvwel8ZDjdc4fV6QwPACPcBGAYYCw/s200/motorcycle.jpg" width="133" /></a></div>
<b>Motorcycles</b> - Ready to hit the road for a long drive? Remember to brush up on your safety skills and always wear a helmet. Don’t forget to make sure your motorcycle has liability coverage just like your vehicle! We can help you determine what coverage you need. <br />
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<b>Swimming Pool</b> - If you own a pool, then you need extra liability coverage including a Personal Umbrella Policy. Why? Because there is a lot more risk of someone being injured when you have a pool. Don’t skimp on your coverage and make sure you have the pool area secured and safe. <br />
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Summer is a lot more fun when you know that your high-priced recreational items are properly insured and protected. Take 15 minutes to call <b>SAV-ON Insurance at 888-867-2866 </b>for a quote or to review your current coverage. <br />
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SAV-ON Insurancehttp://www.blogger.com/profile/00548672141091310152noreply@blogger.com0tag:blogger.com,1999:blog-5952019206009272022.post-67627579682766672962018-04-02T15:26:00.000-07:002018-04-02T15:27:40.779-07:00Spring Home Maintenance Tasks<div style="font-family: helvetica; font-stretch: normal; line-height: normal;">
April has arrived and brought spring with it (finally)! With the longer daylight hours and warmer temperatures, there is no better time than now to get focused on home maintenance and spring cleaning. Here are a few things you can do in April to protect (and organize) your home. </div>
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<b>Check For Damage</b> - Winter can be really hard on your home. A quick inspection around your property can reveal a lot of home improvement projects! Look for any damage to your roof or outdoor window screens and doors. Make note of chipped paint or areas that are in need of general maintenance. Decide what you can do yourself and what will require a professional. </div>
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<b>Spring Clean</b> - Now it’s time to tackle the inside of your home. Start working on clearing out and donating unused items (think tax deduction next year!) This could be the perfect time to take inventory of any high-value items that need to be documented for your insurance, like guns, artwork, and jewelry. Take photos or make a quick video of those items and store it in a secure (and fire-proof) location. </div>
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Many cities have hazardous material events, where you can bring in old batteries, computers, and other difficult-to-dispose-of equipment and materials. Contact your city hall and find out when they will be having this event, then load up your car or truck with all those items and get rid of them!</div>
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<b>Clean up the Outside</b> - Grab a rake and get rid of all the dead leaves and debris that has found its resting place in your yard. Put down some fertilizer to get your dormant grass greened up for the season. Rent a pressure washer and clean up all the dirt and grime that has built up on your concrete driveway and sidewalks.</div>
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<b>Organize Your Tax Documents</b> - You probably just finished your taxes in the past few weeks. Were all of your documents easy to locate? What could make the process even easier next year? Update your filing system or schedule a meeting with your accountant and get prepared now, while your taxes are still fresh in your mind.</div>
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<b>Car Maintenance -</b> April is Car Care Month. If you’ve been putting off an oil change or a tune-up, get it scheduled now. Your car will run better and maintain it’s value longer! If you have snow tires on your car, get them switched out with your regular tires. It's also a good idea to replace worn tires in the spring, so you're ready for summer travel.</div>
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<b>Spruce Up Your Porch</b> - How does your front porch look these days? Could it use a little extra care? Buy a new welcome mat, plant a pot of flowers, and make sure you can easily read your house numbers. </div>
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<b>Get Great Homeowners Insurance</b> - The best way to protect your home? Having the right amount of insurance! Let SAV-ON Insurance give you a no-obligation review of your current policy. <b>Call to 888-867-2866 or go to <a href="http://sav-on.com/pages/locations-hours.html" target="_blank">www.sav-on.com</a> to schedule your appointment today.</b></div>
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SAV-ON Insurancehttp://www.blogger.com/profile/00548672141091310152noreply@blogger.com0tag:blogger.com,1999:blog-5952019206009272022.post-43471349128338201202018-02-26T11:05:00.002-08:002018-02-26T11:05:49.549-08:00Protect Your Family During Severe Spring Weather<span style="font-family: Arial, Helvetica, sans-serif;">While winter is finally loosening its grip on the Pacific Northwest, March can still pack a punch! You've undoubtedly heard the saying, "March comes in like a lion, and leaves like a lamb". While that isn't always true, there's a good reason why March is known as <b><i>Severe Weather Preparation Month</i></b>.</span><br />
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<span style="font-family: Arial, Helvetica, sans-serif;">Spring arrives soon, but before then spring storms can blow in quickly and and cause lots of damage. Is your family prepared?</span><br />
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<span style="font-family: Arial, Helvetica, sans-serif;">First things first, make sure you have designated a safe place to go to if the weather gets bad. It could be a basement, closet, or room with no windows or outside walls. Make sure this space is cleared out enough that you could easily get your family inside if needed. (You don’t want to be clearing out the closet if there is a tornado!)</span></div>
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<span style="font-family: Arial, Helvetica, sans-serif;">Next, put together a small emergency kit. What would you need if the power was out? Consider putting in flashlights, extra batteries, canned food, and plenty of water. (Don’t forget supplies for your pets too!)</span></div>
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<span style="font-family: Arial, Helvetica, sans-serif;">If it's flooding you're concerned about, there are steps to take to stay safe:</span></div>
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<span style="color: #424242; font-family: Arial, Helvetica, sans-serif;">• Listen to the radio or television for information.</span><span style="font-family: Arial, Helvetica, sans-serif;"><br /><span style="color: #424242;"><br /></span></span><span style="color: #424242; font-family: Arial, Helvetica, sans-serif;">• Be aware that flash flooding can occur. If there is any possibility of a flash flood, move immediately to higher ground. Do not wait for instructions to move.</span><div>
<span style="font-family: Arial, Helvetica, sans-serif;"><span style="color: #424242;"><br /></span></span><span style="font-family: Arial, Helvetica, sans-serif;"><span style="color: #424242; font-stretch: normal; line-height: normal;">• Be aware of stream, drainage channels, canyons and other areas known to flood </span><span style="color: #424242;">suddenly. Flash floods can occur in these areas with or withou</span></span><span style="color: #424242; font-family: Arial, Helvetica, sans-serif;"><span style="font-family: Arial, Helvetica, sans-serif;">t typical warnings such as rain clouds or heavy rain.</span></span><span style="font-family: Arial, Helvetica, sans-serif;"><br /></span><div>
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<span style="font-family: Arial, Helvetica, sans-serif;"><b>If you need to evacuate: </b></span><span style="color: #0135b8; font-family: Arial, Helvetica, sans-serif; text-decoration: underline;"><a href="http://www.ready.gov/utility-shut-safety">Turn off utilities</a></span><span style="font-family: Arial, Helvetica, sans-serif;"> at the main switches or valves if instructed to do so. Disconnect electrical appliances. Do not touch electrical equipment if you are wet or standing in water.</span></div>
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<span style="font-family: Arial, Helvetica, sans-serif;"><b>If you have to leave your home, remember these evacuation tips:</b></span></div>
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<span style="color: #424242; font-family: Arial, Helvetica, sans-serif;">• <b>Do not walk through moving water</b>. Six inches of moving water can make you fall. If you have to walk in water, walk where the water is not moving. Use a stick to check the firmness of the ground in front of you.</span></div>
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<span style="color: #424242; font-family: Arial, Helvetica, sans-serif;"><br /></span><span style="color: #424242; font-family: Arial, Helvetica, sans-serif;">• <b>Do not drive into flooded areas</b>. If floodwaters rise around your car, abandon the car and move to higher ground, when water is not moivng or not more than a few inches deep. You and the vehicle can be swept away quickly. If your vehicle is trapped in rapidly moving water, stay in the vehicle. If the water is rising inside the vehicle, seek refuge on the roof.</span></div>
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<span style="color: #424242; font-family: Arial, Helvetica, sans-serif;"><br /></span><span style="color: #424242; font-family: Arial, Helvetica, sans-serif;">• <b>Do not camp or park your vehicle</b> along streams, rivers or creeks, particularly during threatening conditions.</span><br /><br /><div style="font-stretch: normal; line-height: normal;">
<span style="font-family: Arial, Helvetica, sans-serif;">Keep emergency phone numbers in your cell phone contacts, including the phone number for SAV-ON Insurance! You could even save a note in your phone with your policy numbers too, since you may not be able to search for them during the storm.</span></div>
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<span style="font-family: Arial, Helvetica, sans-serif;">While we can’t prevent bad weather, it’s always great to be as prepared as possible. If you live in an area that is prone to flooding, <b>call SAV-ON at 888-867-2866</b> about obtaining flood insurance. If you end up with flood damage, you will be glad you did!</span></div>
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<span style="font-family: Arial, Helvetica, sans-serif;">Take care of your family first and know that we’ll be there to protect your belongings. </span></div>
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SAV-ON Insurancehttp://www.blogger.com/profile/00548672141091310152noreply@blogger.com0tag:blogger.com,1999:blog-5952019206009272022.post-87787190038743155132018-02-08T18:22:00.003-08:002018-02-08T18:22:41.156-08:00Insurance Tips When You 'Tie the Knot'<div style="font-family: "Lucida Grande"; font-size: 14px; font-stretch: normal; line-height: normal;">
February is all about love. In fact, it is estimated that as many as 4 million people will get engaged on Valentine’s Day! </div>
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And with all of that love and wedding planning in the air, it can be hard to think about the boring parts of a marriage. </div>
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So I want to make it easy for you. Here are a few things you need to think about in regards to your insurance policies when you 'tie the knot'.<br />
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<b style="font-family: "lucida grande"; font-size: 14px;">Combine your auto insurance policies.</b><span style="font-family: "lucida grande"; font-size: 14px; font-weight: bold;"> </span><span style="font-family: "lucida grande"; font-size: 13px;"> If you both own a vehicle, the easiest thing to do is combine your policies by adding your spouse and their vehicle to your policy. We can take care of this in just a few minutes!</span><br />
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</span><b style="font-family: "lucida grande"; font-size: 14px;">Make sure you and your spouse are listed on every policy.</b><span style="font-family: "lucida grande"; font-size: 14px;"> You both need to be on the homeowners or renters insurance so you can get assistance if needed. Do all of them at the same time and you won’t have to worry about it again.</span><br />
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<a href="https://3.bp.blogspot.com/-EoIkvmmbkdU/Wn0EZ9CYDGI/AAAAAAAAA_I/neoG6wyf7v8Sj71dzH01Rn4qymErKOq-ACLcBGAs/s1600/roses-are-red-meme.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" data-original-height="251" data-original-width="300" height="166" src="https://3.bp.blogspot.com/-EoIkvmmbkdU/Wn0EZ9CYDGI/AAAAAAAAA_I/neoG6wyf7v8Sj71dzH01Rn4qymErKOq-ACLcBGAs/s200/roses-are-red-meme.jpg" width="200" /></a><span style="font-family: "lucida grande"; font-size: 14px;">And if you combine your auto and homeowners or renters insurance with the same company, you can save even more with a <b>multi-policy discount</b>!</span><br />
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</span> </span></span><b style="font-family: "lucida grande"; font-size: 14px;">Schedule an overall review.</b><span style="font-family: "lucida grande"; font-size: 14px;"> When you combine two households you will obviously have more belongings! Speak with your agent and verify that you have enough content and liability insurance to cover any new assets. </span><br />
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</span></span><b style="font-family: "lucida grande"; font-size: 14px;">Purchase life insurance.</b><span style="font-family: "lucida grande"; font-size: 14px;"> It’s your honeymoon and you don’t want to think about death, but now is the time to get this very important coverage in place. It doesn’t cost much and will give you peace of mind that the person you love will be taken care of in the future. It’s really the very best gift you can give to those you love. </span><br />
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The best part of this? It doesn’t have to be hard! In fact, one short appointment with SAV-ON can take care of every item on the list. <b> Give us a call today at 888-867-2866</b> or go online to <a href="http://www.sav-on.com/"><b>www.sav-on.com</b></a> to schedule a review with one of our friendly agents!</div>
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SAV-ON Insurancehttp://www.blogger.com/profile/00548672141091310152noreply@blogger.com0