According to The Insurance Research Council Washington 16% of drivers are uninsured. And a study shows that the number of uninsured drivers is, ironically, very close to the unemployment rate...and with estimates of a raising unemployment rate through 2010-- the number of uninsured drivers is also likely to rise.
What some people are doing, and what we suggest, is lowering coverage, raising deductibles, or removing coverage instead of canceling completely.
A graph showing uninsured rates vs. unemployment rates and the estimated number to the year 2010.
Click photo to enlarge in new window
Click photo to enlarge in new window
Talk to your agent...
- to decipher which coverages to keep and which to drop
- about discounts you may be eligible for
- to raise your deductibles (note: there are sometimes limitations due to auto financing-- most require $500 deductibles)
- let us shop for you! We have 30+ companies both high risk and preferred to find you the best rates
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