Tuesday, December 30, 2014

Create A Winter Weather Prep Kit

It’s the time of year for icy winter weather.  And as your insurance agency, we'd like to share a few things to get you prepared before the winter storms hit!

First things first, you want to have the right supplies on hand. Create a basic emergency kit that includes a battery-powered radio and at least one week’s worth of food and safety supplies.  Also include:

• Drinking water
• Canned/no-cook food
• Blankets, hats and warm clothing
• Non-electric can opener
• Prescription medicine as needed
• First aid kit
• Bag of cat litter or sand to add traction on walkways
• Battery-powered lamps
• Carbon monoxide and smoke alarm in working order

And what about when bad weather hits? Here are a few things to put on your winter storm checklist:

• Leave water taps slightly open so they drip to prevent frozen pipes.
• Open kitchen cabinet doors under the sink to keep the pipes warm.
• Have an alternate heat source in case the power goes out. If it's a generator, make sure you have plenty of gasoline to keep it running. If it's the fireplace, make sure you have plenty of dry firewood handy.

The most important thing you can do?  Be prepared!  One benefit to winter storms is that you generally have plenty of warning that one is on the way. Don’t wait until the roads are icy and dangerous, get your supplies packed, your pipes protected, and a backup plan in case of a power outage.  If you can afford it, a generator can be well worth it if the power outage lasts for more than a few hours.

And make sure that you have great homeowners Insurance!  We can help with that.  Call us at 888-867-2866 for a free quote today.

Wednesday, December 17, 2014

Protect Your Belongings This Holiday Season

The holiday season is in full swing!  For many of us that means shopping, gifting, decorating, partying, and traveling.  And a whole lot of it!

Insurance agents are always on the look-out for things that might put our clients at risk.  That’s why we wanted to share a few quick reminders this month to make sure you avoid any potential claim situations or holiday disasters.

Properly Care for Live Christmas Trees

Be careful with a live Christmas tree.  Real trees are beautiful but can be hazardous as they dry out.  Water your tree daily to keep the needles from drying out. To avoid a house fire, make sure to turn the tree lights off when you go to bed in the evening or when you leave home. It only takes a minute or two for a dry Christmas tree to turn into a roaring inferno!

Holiday Shopping Precautions

When you're going from store to store trying to find just the right gift for Aunt Martha, don’t leave the other gifts in plain sight on the seat your car! A lot of people don’t realize that items in their car are NOT covered by auto insurance. And, while property off premises is covered by home and renters insurance, it is typically subject to a much higher deductible.  If you must leave anything in the car, put it in the trunk and lock the doors. In addition, if you have a car alarm, use it!

Holiday Travel

Traveling out of town?  Don’t make it too obvious!  Leave lights on in the house, stop your mail and newspaper, and leave your number with a trustworthy neighbor who will keep an eye on your home. Burglars know this time of the year there is a treasure trove of gifts in most homes, and will strike if they know nobody's home.

Proof of Insurance

Make sure to keep an updated insurance card in your car when you travel.  Not only is it important to have if you get pulled over, but all the information you need is in one place if you ever have to make a claim.

Protect Valuable Gifts and Jewelry

Did you receive some special jewelry for Christmas?  Make sure to call us!  We’ll review all of your options to make sure it is properly covered and protected. 

And most important? Have a safe and joy-filled holiday.

Merry Christmas from all of us at SAV-ON Insurance!