Thursday, April 6, 2017

Top 7 Things to Look for When Buying Insurance

So you’re ready to shop for insurance and are hoping for a great deal.  But did you know that there are a few things to look for that are much more important than the price of the policy?  In fact, don’t buy your next policy until you look for these seven things:

#1 - A Top Rated Insurance Company - You want an insurance company that will be around if you have a claim. Don’t choose a company that you’ve never heard of with a price that seems too good to be true!  If you aren’t familiar with the company your agent is recommending, ask for a little more information.  Find out what they are rated in your state and how long they’ve been around. SAV-ON Insurance Agencies has more than 30 insurance companies from which to choose, and they're all solid companies.

#2 - Choose a LOCAL agency!  While all the commercials on TV will tell you to call a 1-800 number for a quote, it’s usually not a great idea. SAV-ON Insurance is a local agency that provides the same great policies -- from the same companies! -- but allows you to deal with one person on a regular basis. It’s nice to have a local agent who you can call or visit when needed, who is familiar with your insurance needs!

#3 - Choose an agency that offers a variety of policies. Keeping your insurance with one agency makes it MUCH easier when you have a claim.  Plus you can qualify for huge multiple policy discounts!  SAV-ON can take care of all your needs in any one of our four nearby offices.

#4 - After-hours support - What if you have storm damage in the middle of the night?  Do you want to wait until tomorrow to get assistance?  Look for an agency that offers after-hours support! SAV-ON provides you with 24/7 claim assistance numbers.  Make sure to ask for the information, or go to for a complete listing of numbers. Then put it in your cell phone for easy retrieval should you need it.

#5 - Choose an agency that’s EASY to contact!
 You don’t want to have to chase your agent down every time you need something.  SAV-ON is available by email, text or phone while doing your shopping.

#6 - Do they offer annual reviews?  Things change, especially when it comes to insurance!  SAV-ON Insurance Agencies regularly meets with you to review your coverage and make sure you’re protected. Ask about our review procedures and how we make sure there aren’t any gaps in your protection.

#7 - Excellent customer service - When it comes down to it, this is the most important of all!  SAV-ON wants your business and strives to give you the best possible service!

We meet all of the criteria above and would love to work with your family.  Call us at 888-867-2866 today for a no-obligation quote and insurance review! Or go to to request an appointment.

Tuesday, February 14, 2017

Insurance When You Tie the Knot

February is all about love. In fact, it is estimated that as many as 4 million people will get engaged on Valentine’s Day. Lots a lot of wedding cake!

And with all of that love and wedding planning in the air, it can be hard to think about the boring parts of a marriage.

So we want to make it easy for you. Here are a few things you need to think about in regards to your insurance policies when you tie the knot:

Combine your auto insurance policies. If you both own a vehicle, the easiest thing to do is combine your policies by adding your spouse and their vehicle to your policy. We can take care of this in just a few minutes!

Make sure you and your spouse are listed on every policy. You both need to be on the homeowners or renters insurance so you can get assistance if needed. Do all of them at the same time and you won’t have to worry about it again.

Schedule an overall review. When you combine two households you will obviously have more belongings! Speak with your agent and verify that you have enough content and liability insurance to cover any new assets.

Purchase life insurance. It’s your honeymoon and you don’t want to think about death, but now is the time to get this very important coverage in place. It doesn’t cost much and will give you peace of mind that the person you love will be taken care of in the future. It’s really the very best gift you can give to those you love.

The best part of this? It doesn’t have to be hard! In fact, one short appointment can take care of every item on the list. Give SAV-ON Insurance a call today at 888-867-2866 to schedule a review with one of our agents.

Thursday, January 19, 2017

Insurance New Year's Resolutions

2017 has arrived, and with it come resolutions and goals for a fresh start over the coming months. Don't forget to include your insurance goals in your planning this year.

If one of your resolutions for this year was to get organized, then here are some tips on how to get financially fit in 2017!  At least as far as your insurance goes...

1. Set up a meeting with us! Each year, we like to do a policy review with every client.
It's a good idea to get a yearly policy review with SAV-ON.
We look at all of your policies and update your information. Insurance needs tend to change with major life events so if you got married, had a baby, changed jobs, retired, or anything else in the last year, you probably need a review. Many times you qualify for new discounts or we can point out ways to help you save (like getting a multi-policy discount!) 

We can schedule this meeting over the phone or in the office, whichever is easier.

2. Get a life insurance quote.  For some reason, life insurance is one of those things that gets neglected.  People know deep down that they need it, but often never get around to actually purchasing any. But, the older you get the more expensive the policy becomes. Procrastination can get expensive!

Many times you can get a basic term life insurance policy for $50 a month or less.  (This depends on age and health status, so it varies for everyone.) Term life insurance, as opposed to whole life, has a specific number of years it's in force. You determine how many years you will need it. The longer the term, the less expensive it is per year.

Keep a copy of your current policies handy.
3. Organize your insurance documents.  Keep a file with a copy of your current auto, home, and life policies in one easy-to-find place.  When your renewal comes in the mail, you can throw out the old copies.  Some people also like to keep a copy of their life insurance with their attorney or in a fireproof safe.  We can always help you get a copy if you need it! 

4. Put you current auto insurance card in your glove box and throw out the six old ones that are likely crumbled up in there.  :) 

That’s it!  Take care of these items and you’re on your way to being organized and properly covered in 2017. Call SAV-ON Insurance at 888-867-2866 or visit and schedule a meeting at any of our locations. One of our friendly agents will be happy to help you sort this all out!