Also, it's important to keep in mind that you'll face a delay between getting flood insurance and when it becomes effective! FEMA and NFIP require a 30-day waiting period before coverage becomes effective, but we can provide coverage that becomes effective in only 15 days. That still means there is a delay before your policy is in effect, so don't wait too long!
Flood safety is extremely important. That’s why it’s a good idea to review these basic flood safety tips, provided by Ready.gov, with your children every year.
If a flood is likely in your area, you should:• Listen to the radio or television for regular updates and information.
• Be aware that flash flooding can occur. If there is any possibility of a flash flood, move immediately to higher ground. Do not wait for instructions to move.
• Be aware of stream, drainage channels, canyons and other areas known to flood suddenly.
• Flash floods can occur in these areas with or without typical warnings such as rain clouds or heavy rain.
If you need to evacuate:Turn off utilities at the main switches or valves if instructed to do so. Disconnect electrical appliances. Do not touch electrical equipment if you are wet or standing in water.
If you have to leave your home, remember these evacuation tips:
- Do not walk through moving water. Six inches of moving water can make you fall. If you have to walk in water, walk where the water is not moving. Use a stick to check the firmness of the ground in front of you.
- Do not drive into flooded areas. If floodwaters rise around your car, abandon the car and move to higher ground, when water is not moivng or not more than a few inches deep. You and the vehicle can be swept away quickly. If your vehicle is trapped in rapidly moving water, stay in the vehicle. If the water is rising inside the vehicle, seek refuge on the roof.
- Do not camp or park your vehicle along streams, rivers or creeks, particularly during threatening conditions.