Tuesday, February 24, 2015

Home Maintenance Tasks for February

With all the nice, sunny weather we've been having in February, it's an ideal time to get some late winter projects completed. We have compiled a short list of tasks that you can do to help take care of your home, vehicle, and family this month.  Consider them a helpful reminder of what needs to get accomplished throughout the month to keep your important items protected.

Purchase A Fire Extinguisher - If you don’t have a fire extinguisher in your kitchen, now is the time to get at least one.  Plan a family meeting and teach everyone in the household when and how to use it.  It’s an easy way to prevent a small kitchen fire from getting out of hand. 

Schedule High-Value Jewelry On Your Insurance Policy - Did your Valentine surprise you with a new piece of jewelry?  Make sure it’s covered!  While your homeowners or renters policy will cover jewelry, there are some limitations.  Get an appraisal on the jewelry, then bring the appraisal in so we can discuss the best course of action.  (This also applies to artwork and other collectibles or antiques.)   

Seal Up Drafty Windows - Feel cool air blowing in around windows or doors?  Seal them up now!  You’ll be glad you did when those heating or air conditioning bills arrive.
Inadequately sealed windows and doors can cost you hundreds of dollars each year!

Newlywed Insurance Review
- Did you get married this month?  Call us to schedule a newlywed insurance review!  We’ll look at your individual policies and discuss how best to combine them for your new household. In most cases we can save you quite a bit of money!

Show The Love! - There is no better way to show your family how much you love them, then with the proper amount of life insurance!  We can give you a quote on an affordable term policy and help you get this important coverage in place quickly.

Speaking of love, we LOVE our clients!  Let us know if we can assist you in any way with your auto, home, business, or life insurance.  Call 888-867-2866.

Wednesday, February 4, 2015

Getting Engaged? Your Insurance Needs Change When You Decide to Tie the Knot

February is all about love.  In fact, it is estimated that as many as 4 million people will get engaged on Valentine’s Day!

With all of that love and wedding planning in the air, it's difficult to think about the boring parts of a marriage, but these are things that could save you money, so we want to make it easy for you.

Here are a few things you need to think about in regards to your insurance policies when you tie the knot:

1. Combine your auto insurance policies.  If you both own a vehicle, the easiest thing to do is combine your policies by adding your spouse and their vehicle to your policy.  We can take care of this in just a few minutes and save you money, too! 

2. Make sure you and your spouse are listed on every policy.  You both need to be on the homeowners or renters insurance so you can get assistance if needed. Do all of them at the same time and you won’t have to worry about it again. We would be happy to help you with this. Also, if you have your auto and homeowners (or renters) insurance with us, we can save you even more money with a multi-policy discount!

3. Schedule an overall review.  When you combine two households you will obviously have more belongings!  Speak with your SAV-ON agent and verify that you have enough content and liability insurance to cover any new assets.

4. Purchase life insurance.  It’s your honeymoon and you don’t want to think about death, but now is the time to get this very important coverage in place. It doesn’t cost much and will give you peace of mind that the person you love will be taken care of in the future if you're no longer around.  It’s really the very best gift you can give to those you love. 

The best part of this? It doesn’t have to be difficult!  In fact, one short appointment can take care of every item on the list.  Give SAV-ON a call today at 888-867-2866 to schedule a review with one of our agents.