Thursday, March 28, 2013

Time for Some Financial Spring Cleaning

Spring has officially arrived. And with warmer temperatures and longer days, you might have been feeling the urge to do some spring cleaning.
Spring cleaning finances insurance review

But before you wear yourself out shampooing all the carpets, think about what you can do to clean up your finances first! Here are four great places to start...

1. Organize your tax records. You’ve probably recently filed your taxes and have everything fresh on your mind. Make sure you have copies of all the important documents labeled and filed properly. Think about your tax experience this year. Were there records you should have kept or important details you were missing? Get prepared for next year now! You’ll be thankful that you did when next year’s taxes roll around.

2. Check your credit report. It’s great to get in the habit of regularly reviewing your credit report. Credit scores can impact everything from your interest rates to job offers to insurance rates! It’s also estimated that most credit reports have some kind of error on them. Check out to request a free copy of your report each year.

3. Review your budget. If one of your New Year’s Resolutions was to save money or pay off debt, then now is a great time to check your progress. The year is 1/4 over. Have you made progress? Revisit your current budget and adjust as needed to keep moving forward.

4. Review your insurance. Your insurance needs can change pretty often. You change jobs, get married, buy a new house, have a baby, or buy an expensive toy (like a boat). All of these things can trigger changes in your insurance! That’s why it is critical that you establish a relationship with a local agent and set aside time to review your coverage.

Give us a call at 888-867-2866 to schedule a phone or office consultation. We’ll review all of your policies and help you get the best coverage for the best price.

What other things do you include in your own financial “spring cleaning”? Tell us in the comments below!

Thursday, March 14, 2013

Prepare Now For Any Spring Storms and Floods

March and April is that time of year when severe storms can cause flooding and downed trees, resulting in the loss of power or damage to your home and property. While you can’t
avoid strong thunderstorms, there are ways to prepare in advance to keep your family
and belongings safe. Here are a few tips to help you plan.
Be prepared in the event of a flood!

Gather emergency supplies. It is recommended that every family have a minimum of
three day’s supply of food and water. Throw in a battery powered radio, extra
flashlights, and extra batteries, too.

Create a Family Emergency Plan. Teach your children where to go to seek shelter in
case of a tornado or flash flood,  and how to contact you if you aren’t together at the time of the storm.

Know if you live in a flood prone area. Remember, it takes 30 days to issue a flood
insurance policy!
If you need flood insurance, now is the time to get it started.

Know how to shut off utilities, including power, water, and gas to your home. Put the
tools you need in your emergency supply kit.

Find out what your homeowners insurance covers. It is important to understand what is
covered and what your deductibles are in case of damage. Set up a free consultation
and annual review with SAV-ON Insurance Agencies to learn about all of your polices.

Overall, the best way to protect your family is by having the right insurance and taking
extra precautions during storms. If you have any question, give us a call at 888-867-2866.
Our goal is to help you protect your family.