AIG aka 21st Century Insurance

Troubled AIG has decided to sell their personal lines portion aka 21st Century. "The combination of 21st Century and Zurich Financial's 'Farmers Insurance' creates a three-way tie for third place in the private passenger auto insurance market," Farmers Chief Executive Robert Woudstra said in a media call.

Of course questions come to mind for too many of us as to whether this will just create another Monster Insurance Company? Example in point, a few years back when the airlines began to acquire other airlines becoming large mega air carriers, did our airfares become more simple to understand and easier on the wallet? Did service become better? Bigger isn't always better and consumers sometimes find themselves with less options, poorer service...paying more and getting less.