Wednesday, August 20, 2014

"Back to School" Insurance

As August ends, it's time to start thinking about going back to school! What does that have to do with insurance? More than you think! Here are a few things to keep in mind.

Good Grades - Do you have a teenage driver in the house (or one soon to be)? Many policies allow discounted rates for students with good grades. Don't forget to talk to your kids about the importance of keeping those grades up! These discounts can apply to college students, too.

Driver Training - There are different discounts available for Drivers Education
classes. We can review all the options and let you know which discounts will impact you the most.

Moving To The Dorm - Is your college student living in a dorm this semester? Your homeowners insurance may cover their belongings without additional coverage being needed. This is called Property Off Premises coverage. Find out more by calling your friendly SAV-ON agent.

Remember, any claims are subject to your deductible, which is usually higher on home policies! Let us review your policy to check for the specific amounts of coverage included.

Moving To An Apartment - Let's say your college student has graduated from the dorms and moved on to an apartment of their own. In this case, your homeowners insurance would not cover their belongings and they would need their own renters insurance policy.

Renters Insurance is very affordable and covers all of the contents of the property. It also provides liability insurance if someone were injured in the property or if the student caused a fire, etc. By making sure they are properly insured, you are also protecting yourself.

Call SAV-ON Insurance Today. We're Here to Help!

We work hard to make sure all of our clients have the right coverage at all times. The fastest and easiest way to make sure your student is receiving all the discounts they qualify for and that their belongings are covered when they are in college is to schedule a review! Call  888-867-2866 to review your policy and situation and we'll make sure all of your questions are answered.

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