Insurance: It's Protection for Your Finances, Your Family and Your Future

There are many aspects to successful financial plans.  Most include a family budget, emergency savings, retirement savings, and…insurance!

Let's review the important parts of your insurance financial plan:

Protect Your Stuff

This is what we think of first when it comes to insurance. Fixing your car after an accident and replacing your belongings after a fire. When you review your financial plan, you want to make sure that all of your valuable assets are protected here.  Cars, homes, high-priced jewelry or artwork, boats, motorcycles, RVs, ATVs, etc.  Protect it all and make sure that the deductible is reasonable and that you have full replacement cost coverage. (We would be happy to explain all the details. Just call us!) In the event something is damaged, lost or stolen, you will be extremely happy you took the time to do this.

Protect Your Money

Liability insurance is a misunderstood coverage, but it's extremely important. When you are held responsible for an accident, your assets and money are at risk!  What if your teenager caused an accident and you were sued?  What if you caused a major accident and didn't have enough liability coverage?  Adequate insurance can make sure this doesn't happen!

We look at how much you have to protect (total assets) and create a plan to cover it all. This may also involve an umbrella policy, which adds to the coverage you have, protecting your assets from a major claim against you that your regular insurance won't cover. It is only pennies a day, but is worth its weight in gold!

Protect Your Family 

You can protect all of your belongings, but the ultimate way to protect your family is with good life and disability insurance.  If something happens to you, you don't have to worry about your family being protected.  You can plan to pay off debt, pay for college, or anything else that is important to you.  But, don't put this off. The younger you are when you take out the policy, the lower the premiums. Call us today to get a free quote!

All of this might seem like a lot for think about, but it doesn't have to be.  With a great insurance agent, you can meet once a year and trust that all of these things are taken care of.  Why not take a few minutes to schedule an insurance financial planning review with one of our agents?  Call us at 888-867-2866 today!