Protect Your Belongings This Holiday Season

The holiday season is in full swing!  For many of us that means shopping, gifting, decorating, partying, and traveling.  And a whole lot of it!

Insurance agents are always on the look-out for things that might put our clients at risk.  That’s why we wanted to share a few quick reminders this month to make sure you avoid any potential claim situations or holiday disasters.

Properly Care for Live Christmas Trees

Be careful with a live Christmas tree.  Real trees are beautiful but can be hazardous as they dry out.  Water your tree daily to keep the needles from drying out. To avoid a house fire, make sure to turn the tree lights off when you go to bed in the evening or when you leave home. It only takes a minute or two for a dry Christmas tree to turn into a roaring inferno!

Holiday Shopping Precautions

When you're going from store to store trying to find just the right gift for Aunt Martha, don’t leave the other gifts in plain sight on the seat your car! A lot of people don’t realize that items in their car are NOT covered by auto insurance. And, while property off premises is covered by home and renters insurance, it is typically subject to a much higher deductible.  If you must leave anything in the car, put it in the trunk and lock the doors. In addition, if you have a car alarm, use it!

Holiday Travel

Traveling out of town?  Don’t make it too obvious!  Leave lights on in the house, stop your mail and newspaper, and leave your number with a trustworthy neighbor who will keep an eye on your home. Burglars know this time of the year there is a treasure trove of gifts in most homes, and will strike if they know nobody's home.

Proof of Insurance

Make sure to keep an updated insurance card in your car when you travel.  Not only is it important to have if you get pulled over, but all the information you need is in one place if you ever have to make a claim.

Protect Valuable Gifts and Jewelry

Did you receive some special jewelry for Christmas?  Make sure to call us!  We’ll review all of your options to make sure it is properly covered and protected. 

And most important? Have a safe and joy-filled holiday.

Merry Christmas from all of us at SAV-ON Insurance!