Going on Vacation? Don't Leave Home Without Doing This...

Ready to head out of town on vacation?  The weather is hot and sunny, the kids are out of school, and everyone is eager for a break.  But there are a few things to keep in mind before you leave town in order to keep your possessions protected.

Don’t Advertise That You’ll Be Out Of Town

Think about the things that happen around your home on a daily basis, so that your home doesn’t look empty when you leave.

Stop Deliveries. Contact the Post Office (and the newspaper or any other deliveries) and put your services on hold. Or, if you're only going to be gone for a few days, have one of your trusted neighbors pick them up for you.  A full mailbox and a driveway full of newspapers are a sign to thieves that you’re an easy target!

Let There Be Light. Put a few lights on a timer so that your home isn’t dark all night.  Even leaving a few lamps on will help.  Motion sensitive lights on your porch and driveway are a great idea too. Of course, if you have an alarm, set it. A darkened house is an invitation for burglars!

Watchful Neighbor. Do you have a neighbor that you trust?  Let them know of your plans, share your contact phone number, and consider leaving a spare key, just in case they need to get in. Have them keep an eye on the place for any unusual activity, and have them call the police – then you – if they see anything bad happening.

Storm Damage. What if a severe thunderstorm hits while you’re out of town?  It could knock out power or even cause a tree in your yard to fall.  Your neighbor can make sure that your freezer is back on when the power restores or verify that there aren’t any leaks in the roof from the storm damage. You can get on the phone and contact your insurance company, so they can get involved until you get back. You don't want any unwelcome surprises when you get home!

When You’re On The Road

The biggest tip is to avoid leaving valuables in the car!

Many people believe that their belongings are covered by car insurance, but that is not the case.  The only coverage for your luggage and computer would be on your Homeowners Insurance and it’s subject to your deductible.

Roadside Assistance. Also, most policies offer coverage for road side assistance and towing.  This can be invaluable when you are stranded (or accidentally lock your keys in the car in an unfamiliar town).  This coverage is inexpensive and quick to add to your policy.

Accidents. If you are unfortunate and end up in an accident, make sure to contact the police first, then your insurance company. Don't ever admit guilt to anyone! That's for the police to determine. Your insurance agent can arrange towing for your vehicle, if necessary, and find the nearest auto repair facility. If your car needs extensive repairs, check to see if your policy includes a rental car that would allow you to return home until the repairs are completed.

Have questions about your insurance before your trip?  Give SAV-ON a call at 888-867-2866 anytime to discuss your policy or to get a quote!