Wednesday, November 30, 2016

Why It's Important to Schedule an Annual Insurance Review

The start of a New Year is almost here!  And that means it’s time to get organized. You’re probably already planning to clean out your closets and organize the garage…but what about your insurance?

We urge our clients to take a few minutes each year to meet with one of our agents and review their current policies. Why? Because things change! 

Here are a few times when you might need to update your insurance policy:

You Got – or are Getting – Married – A new household means lots of insurance updates!  You probably need to combine your insurance as well as make sure both of you are included on all of the policies.  You may qualify for additional discounts, like multi-policy or multi-car.

You Had a Baby – While a new baby won’t change your basic policies, it probably means it’s time to discuss life insurance.  We can give you a quick quote and look at the right coverage for your growing family – or even just update the beneficiary information on your current policy.

You Have a Teen Driver – If you know that you’ll have a son or daughter learning to drive this year, now is a great time to review your policy and discuss ways to keep it affordable.  We can help you plan for what it will cost to add your teen, as well as discuss options for best rates on new vehicles. If they take and pass a certified driver training course, they can save money on their insurance costs. In addition, impress upon them that if they can maintain good grades in school, this can save even more money on the cost of their auto insurance.

Your Net Worth Has Increased – As your income and net worth increases, you may need to purchase additional liability coverage in order to protect your assets.  Reviewing this information each year can protect your personal and business finances.

You can schedule a time to come in the office by visiting, or simply to meet by phone.  We’ll take a look at your policies, discuss your coverage, and check for discounts or gaps in your coverage.   

Call SAV-ON today at 888-867-2866 to schedule your annual review!

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