Insurance agents are always on the look out for things that might put our clients at risk. That’s why we wanted to share a few quick reminders this month to make sure you avoid any potential claim situations.
1. Be careful with a live Christmas tree. Real trees are beautiful, but can be hazardous when if they dry out. To prolong the life of your tree, water it daily and turn the lights off at night and when you won’t be home to avoid a house fire. Make sure the lights on the tree and any extension cords are in good condition. Frayed cords can short out and start a fire!
2. Don’t leave gifts in your car! A lot of people don’t realize that items in their car are NOT covered by auto insurance. While property off-premises is covered by home and renters insurance, it is typically subject to a much higher deductible. If you must leave anything in the car, put it in the trunk and lock the doors.3. Traveling out of town? Don’t make it too obvious! Leave lights on in the house (preferably on a timer), stop your mail, and leave your number with a trustworthy neighbor who will keep an eye on your home. Also, don't announce your travel plans on social media. It's an open invitation for thieves to ransack your home, knowing you won't be home for a few days.
4. Make sure to keep an updated insurance card in your car when you travel. Not only is it good to have if you get pulled over, but all the information you need is in one place if you were to have a claim.
5. Need to contact us after hours or on the holiday? No problem. Just call for after-hours assistance.
6. Received some special jewelry for Christmas? Make sure to call SAV-ON so we can get it scheduled! We’ll review all of your options to make sure it is properly covered and protected.
And most important? Have a safe and joy-filled holiday! We appreciate our wonderful customers!
Merry Christmas from all of us at SAV-ON Insurance Agencies!
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