Boating Season is Almost Here - Are You -- and Your Boat -- Properly Covered?

It won’t be long now before you’re back out on the water.  Are you counting down the days? 

While everyone loves to hit the lake on the boat, there are a few things you need to take care of first.

Do you have your Washington Boater's Card?

In Washington, if you were born after January 1, 1955, you must take the boaters exam and pass it to earn your Washington Boater's Education Card. Without that, you cannot operate a boat in the State of Washington. Go to the https://boat.wa.gov/ to find out more and sign up for the test.

Are you properly covered?

Since boat insurance isn’t required (in most states), a lot of people skip it in order to save money.  But that’s a very risky idea! 

First, without coverage, you’re risking all the money you spent on your boat.  Would you drive your expensive car without insurance?  Probably not! 

Second, boats and personal watercraft (jet skis) are a liability exposure.  That means that they open you up to lawsuits.  If you were to have an accident and damage someone’s boat or personal property, then you could be held responsible.

With the proper insurance coverage, this wouldn’t be a problem. You’d be protected!  In fact, we typically recommend that clients with a high level of assets purchase extra liability coverage if they own a boat.

All in all, purchasing boat owner's insurance is a simple way to give yourself a lot of peace of mind.  Who wants to worry about insurance when they’re out on the water?  

Call SAV-ON today at 888-867-2866 for a free quote on your boat or personal watercraft.