Homeowners, Time to Winterize!

Conduct a Roof Inspection: A professional roof inspection can identify roof damage while it still costs hundreds, instead of thousands, of dollars to fix. This inspection should also tell you the condition of your attic ventilation, key in preventing the formation of destructive ice dams. If you simply can't come up with the $200-$300 fee, at the very least conduct your own visual inspection to look for signs of wear-and-tear.

Make it Green: The most energy-efficient roof really depends on your location. Metal roofing works best for warmer climates, but an upgrade to roof insulation is universally green and a great idea before winter hits.

Clean your Gutters: Probably the most common and least neglected task of the bunch, don't take your gutter cleaning for granted. Proper cleaning involves more than just throwing easy-to-reach leaves out of the channel. Flush your downspouts and keep an eye out for any signs of gutter deterioration.

Make it Green: Retrofit your gutters to collect rainwater and snow melt next spring and summer to aid your lawn irrigation.

Insulate and Seal Windows: If you don't already have double-pane windows, it's time to jump on the bandwagon. With heating costs, few home improvements pay for themselves as quickly as replacement windows. If you simply can't afford it, use thick plastic covers or blankets to help out in the meantime. And regardless of the number of panes, take a look at your window frame. It may need new sealant.

Make it Green: Truly green windows are more than just double-paned. Different glazes will allow you to use daylighting techniques, and window treatments will allow you to block the heat gain of next summer's mid-afternoon sun.

Seal and Inspect Doors: Some homeowners pay so much attention to their windows that they forget their doors. Take a look at your entry door for air leaks and use weatherstripping to help seal the joints. Take a look at your garage door, too, for both insulation and home security value.

Make it Green: A new wood door for the entry, garage, or both will increase your home's curb appeal and it's insulating R-value simultaneously.

Evaluate the Furnace/Heating System: This one has a ton of upside. Catching problems with your heating system before winter hits almost always saves a bunch of money and will give you some time to plan for a replacement system, if necessary. If nothing else, at least change the filter, no matter the age or condition of your system.

Make it Green: For replacement systems, start with the big ideas first. Get an estimate for geothermal heating and cooling. If that doesn't pan out, take a look at split-system heat pumps or furnaces with an Energy Star label.

Winterize Your Landscaping: Just because you'll be spending most of the winter indoors doesn't mean all your maintenance is on the home itself. Properly close your swimming pool, winterize your sprinkler system, and prepare your garden for next year's planting.

Make it Green: Take the winter to grade your personal landscaping conservation practices. Is it time to start composting? How much water would you save with a fully-automated sprinkler system? Is there a good spot to plant a new tree in the spring?

Miscellaneous and Emergency Preparation: For most homes, winter means the looming possibility of snow and/or ice storms. A back-up generator is a great idea, but still no substitute for an emergency kit, complete with food and water, a reliable radio, and first-aid kit. Investing in a snow blower isn't a bad idea, either, especially for older homeowners who are vulnerable to heart problems.

Make it Green: Don't worry about saving the planet, until you've first saved yourself and your loved ones. Still, a back-up generator will, among other things, help make sure plumbing lines don't freeze and burst. After all, burst pipes harm both your household and your local environment.


Thanks to ServiceMagic.com

Energy Efficiency Improvements Tax Incentive

The $8,000 New Home Buyer Tax Credit (along with the Cash-for-Clunkers) may have dominated the headlines recently, but some energy efficiency Tax Credits offered by the federal government could be even more useful for the average homeowner. You may be eligible for a tax credit equal to 30 percent of the cost of materials (up to $1,500) for certain products purchased between January 1, 2009 and December 31st, 2010.

Click below for the rating specifications for eligible energy efficiency products or request the document from us: info@sav-on.com.


Thanks to Prudential

PEMCO news release offers water-damage tips

PEMCO Insurance issued a news release October 1, that reveals Washington residents’ perceptions of the most-frequent causes of homeowner claims. The PEMCO Insurance Northwest Poll, conducted by FBK Research, shows that only 14% of people correctly identified water leaks as the leading cause of homeowner claims, while more than one-fourth incorrectly believe bad weather causes most claims. The news release also offers tips on how to prevent common leaks, such as with ice-makers, dishwashers, washing-machine hoses, and outdoor faucets.

King County Home Values Continue To Drop

Seattle area home prices dropped 16.4% in March compared to last year at the same time according to the Standard & Poor’s Case-Shiller Home Price Index.

Just between February 09 and March 09 home prices dropped 2%.

In July 2008, research for the National Housing Federation claimed the downturn would be over by 2010 with home prices rising 25% in the 5 years following. It predicts a rise of 5.2 per cent in 2012 and 9 per cent in each of the following two years.


Thank you to KIRO.

Take Inventory and Save Time on Claims

By anticipating a claim, you could save yourself time and money! This website makes it easy: KnowYourStuff.org. It allows you to upload photos, receipts, appraisals, and descriptions for free.

Features include taking inventory room-by-room and also points out what to take inventory of.

Most importantly, all your information is stored in a secure location online in the event that your home is destroyed-- making it easy to get your information from anywhere at anytime.