LeaseTrader to the Rescue

LeaseTrader, "the Most Recognized Name in Car Leasing", offers secondary leases for buyers looking for shorter lease terms and $0 down and for sellers looking to give up their lease to responsible buyers.

The highest listed vehicle in Washington State?... 2008 BMW M6 Convertible at $1800 per month with a remaining 13 months.

Sound steep? That doesn't even compare to the 2008 Mercedes S63 AMG listed for $3457.62 for the next 6 months...or the 2007 Mercedes S600 listed at $3177.34 for the next 23 months. Both in Texas.

But the website is a savior to those caught in economic whoas and the cost isn't bad (after considering your $2300 monthly payment) starting at $89.95 to advertise your vehicle and then a seller transaction fee of $149.95 (after $100 rebate).

There has been an 18% increase in the secondary lease market among drivers 55 and older. And LeaseTrader has found that the average age of lease holders is 43.2 in the Northwest; up from 38.5 10 years ago.


How much are YOU willing to spend on a monthly lease?

Flood: Get The Facts

Living in a low-risk flood area doesn't guarantee no or little flooding. Just like living in a high-risk area doesn't always mean that there will be a lot of flooding! But either way, flooding damage will almost always mean a lot of damage...and we know a lot of damage means a high cost of repairs.

In 2008, flood damage in the United States exceeded $1.8 billion with paid flood insurance claims averaging $27,974.

Flooding destroys your walls, floors, furniture, electrical system...and your savings! And the effects of a flood will remain long after the water is gone.

Heavy rains, clogged or inadequate drainage systems, and broken water mains can cause flooding putting your home and belongings at risk. Flood insurance is the only way to protect yourself from the financial devastation that even a small amount of water can cause. Don't take it from us, use FloodSmart.gov's interactive tool to find out what a little or a LOT of water can do to your home!


And then contact us!!
Call: 1-888-867-2866
info@sav-on.com
Request Flood Insurance Quote

FYI, Homeowners Policies DO NOT Cover Flooding

Your regular homeowners policy does not cover flooding. But a flood insurance policy does.

• Flooding is the #1 natural disaster.
  
• Flood damage is not covered by most homeowners insurance policies.
  
• 25% of flood claims are filed by people living in low-to-moderate risk areas.
  
• In high-risk areas, 1 in 4 homes will experience a flood over the course of a 30-year mortgage.
  
• Only 2 inches of water in your home can cost $7,800 or more in damage. (Can you guess what 1 foot would be? Find out the cost with this interactive tool from FloodSmart.gov.)
  
• Disaster assistance- if it's available- is usually a loan you must repay with interest.
  
• Flood insurance is mandatory if you live in a high-risk area and have a mortgage from a federally regulated lender. Check with your lender for details.

Aren't those enough reasons to protect yourself from flood?
If you haven't already, now is the time. Call us 1-888-867-2866, e-mail us, or request a flood quote from the web today.

Flood insurance rates are all federally regulated by FEMA which means, it's the same cost anywhere you go. So why not shop with the Agency that cares, the agency you trust?

Remember, all flood insurance policies have a standard 30 day waiting period!


Thanks to FloodSmart.gov

Insurance Fraud on the Rise, Costing Everyone Higher Premiums

The National Insurance Crime Bureau found a sharp increase in "questionable insurance claims" with the current economy. Insurance fraud is costing Northwest Households about $300 per year in higher premiums.

Seattle NICB investigator, Scott Wagner, says so far this year vehicle arson is up 27% nationwide. In many cases, he's found that vehicle owners are behind on their payments so they torch it and call it stolen. "The car ends up burning and the insurance company ends up finding out that they're four months behind on their payments," said Wagner.

In another example, Wagner shows a surveillance video of a woman pulling her S.U.V. into a Seattle restaurant parking lot. The video seems innocent enough, until she walks away from her car - forever. "She parked her car, set her alarm and then left and reported it stolen," said Wagner.

According to the NICB, in the first quarter of this year compared to the first quarter of last year, vehicle owner give-ups are up 24 percent.

Darrin Sanger with the Northwest Insurance Council calls insurance fraud a crime against everyone. He says that's because in the end all of us pay in the form of higher premiums. "When someone commits insurance fraud they're not just stealing from insurance companies," said Sanger, "They're stealing from fellow customers."

A recent study from the NICB shows property/casualty insurance fraud costs Americans nearly $30 billion each year.

The Northwest Insurance Council offers a reward for citizens who help investigators track down people who've committed insurance fraud.


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