FYI, Homeowners Policies DO NOT Cover Flooding

Your regular homeowners policy does not cover flooding. But a flood insurance policy does.

• Flooding is the #1 natural disaster.
  
• Flood damage is not covered by most homeowners insurance policies.
  
• 25% of flood claims are filed by people living in low-to-moderate risk areas.
  
• In high-risk areas, 1 in 4 homes will experience a flood over the course of a 30-year mortgage.
  
• Only 2 inches of water in your home can cost $7,800 or more in damage. (Can you guess what 1 foot would be? Find out the cost with this interactive tool from FloodSmart.gov.)
  
• Disaster assistance- if it's available- is usually a loan you must repay with interest.
  
• Flood insurance is mandatory if you live in a high-risk area and have a mortgage from a federally regulated lender. Check with your lender for details.

Aren't those enough reasons to protect yourself from flood?
If you haven't already, now is the time. Call us 1-888-867-2866, e-mail us, or request a flood quote from the web today.

Flood insurance rates are all federally regulated by FEMA which means, it's the same cost anywhere you go. So why not shop with the Agency that cares, the agency you trust?

Remember, all flood insurance policies have a standard 30 day waiting period!


Thanks to FloodSmart.gov

Flood Resources

The time will soon be here when the Green River will likely flood. Now is the time to prepare (and to purchase flood insurance!)

The following are some helpful websites if the day comes. SAV-ON will continue to update on the flood watch and provide information or tips as necessary.

Want more details on the Green River flooding? Read our prior post 4 Major Seattle Cities at Flood Risk


FEMA Map Service Center
Plug in your address and view a map for flood zone information.

King County iMAP Interactive Mapping Tool
More user friendly but limited to King County residents. Choose Stormwater from the drop down box and get detailed information regarding flood risk. Most detailed but longest to load. You can also use the Parcel Viewer version which is quicker but requires your parcel number.

FEMA Map Viewer
Plug in your address and view a map for flood zone ifnormation! Very user friendly and provides information for the entire country.

How To Prepare For a Flood
Quick information from King County and a few resource websites and phone numbers.

Important Phone Numbers for Flooding (King County)
Important phone numbers and resources regarding flood information. Limited to King County.

Are You At Risk For Flooding?

How do I get a copy of the National Flood Insurance Plan (NFIP) map for my area?

Call the FEMA Map Service Center at 1-800-358-9616. If you are looking for information regarding a specific piece of property it is important to know the community number and panel number. Less specific maps for counties, cities or towns do not require this information. Each map is $.50 and each order is $2.50 for shipping and handling.


From FEMA.gov