Flood: Get The Facts

Living in a low-risk flood area doesn't guarantee no or little flooding. Just like living in a high-risk area doesn't always mean that there will be a lot of flooding! But either way, flooding damage will almost always mean a lot of damage...and we know a lot of damage means a high cost of repairs.

In 2008, flood damage in the United States exceeded $1.8 billion with paid flood insurance claims averaging $27,974.

Flooding destroys your walls, floors, furniture, electrical system...and your savings! And the effects of a flood will remain long after the water is gone.

Heavy rains, clogged or inadequate drainage systems, and broken water mains can cause flooding putting your home and belongings at risk. Flood insurance is the only way to protect yourself from the financial devastation that even a small amount of water can cause. Don't take it from us, use FloodSmart.gov's interactive tool to find out what a little or a LOT of water can do to your home!


And then contact us!!
Call: 1-888-867-2866
info@sav-on.com
Request Flood Insurance Quote

FYI, Homeowners Policies DO NOT Cover Flooding

Your regular homeowners policy does not cover flooding. But a flood insurance policy does.

• Flooding is the #1 natural disaster.
  
• Flood damage is not covered by most homeowners insurance policies.
  
• 25% of flood claims are filed by people living in low-to-moderate risk areas.
  
• In high-risk areas, 1 in 4 homes will experience a flood over the course of a 30-year mortgage.
  
• Only 2 inches of water in your home can cost $7,800 or more in damage. (Can you guess what 1 foot would be? Find out the cost with this interactive tool from FloodSmart.gov.)
  
• Disaster assistance- if it's available- is usually a loan you must repay with interest.
  
• Flood insurance is mandatory if you live in a high-risk area and have a mortgage from a federally regulated lender. Check with your lender for details.

Aren't those enough reasons to protect yourself from flood?
If you haven't already, now is the time. Call us 1-888-867-2866, e-mail us, or request a flood quote from the web today.

Flood insurance rates are all federally regulated by FEMA which means, it's the same cost anywhere you go. So why not shop with the Agency that cares, the agency you trust?

Remember, all flood insurance policies have a standard 30 day waiting period!


Thanks to FloodSmart.gov

Flood Insurance: When is it Important?

There are many factors to look at when deciding whether or not to purchase flood insurance but two important things to consider are where you live and the geographic risks for flooding. Common risks for flooding are tropical storms, hurricanes, spring thaw, heavy rains, levees and dams, flash floods, coastal threats and new developments/construction.

Surely, most everyone understands the devastating effects of flooding and the costs; astronomical! So we are providing a great website for you to use while making your decision regarding the purchase of flood insurance. This website can answer many questions for you. We highly recommend that you access it and read through: www.floodsmart.gov.

One thing many people do not realize is their homeowners insurance does not cover most aspects of flooding. For those of you who live in the Kent Valley, WA area we strongly suggest reading the following article: Howard Hanson Dam issues could complicate next rainy season.

Here at SAV-ON, we feel knowledge is power and very important when making life changing decisions! We encourage you to read up and be prepared or ask an agent! You can call us toll-free 1-888-867-2866 or e-mail info@sav-on.com.